Mortgage Advisor

Easy Financial; Auckland; On-site; NZD 150,000 - 235,000; Full time

Benefits offered by this job

Leads provided

FAP license & aggregator membership

Adviser CRM access

Professional indemnity cover

Office in Auckland Central

Job summary

Easy Financial is building a new mortgage advisory desk in Auckland. You will advise verified leads, perform client meetings, loan structuring, and lender selection, with all records of advice handled on your behalf by the desk as it scales.

The role is founder-level, with ownership of the client book and a potential to shape the desk’s processes as new advisers join. Volume-driven income is central.

Qualifications

• Current lender accreditations with ANZ, ASB, Westpac or similar.
• Two years' advising experience minimum.
• Clean FSPR and dispute-scheme record.

Responsibilities

• Advise on client meetings, loan structuring, and lender selection with records of advice.
• Handle all aspects from lead intake to advice delivery, with desk support for calls.
• Work with the loan writer on applications, conditions and settlement.
• Focus on advice delivery rather than prospecting or dialling.

Education

Two years advising experience

Tools

CRM

Job description

Founding Mortgage Adviser | Auckland | $150K to $235K+ uncapped | Start Q4 2026

We generate hundreds of verified qualified mortgage leads a month. You advise them. No prospecting.

Where we've come from

Mortgage advisers spend a third of their week hunting for clients. We built the funnels, the SMS verification and the routing, and we've been generating verified home loan and refinance leads across New Zealand ever since.

We generate hundreds of leads a month.

Easy Financial is our own advice business. Every one of those leads comes to you. We're hiring our founding adviser.

The role

You advise. Client meetings, loan structuring, lender selection, records of advice.

Every lead reaches you pre-qualified on loan size, income and refix window before you speak to anyone. As the desk builds out, a salesperson runs the calls and completes the fact-find before you meet, and a loan writer handles the application, the bank, the conditions and settlement. Your week is clients and advice. Not dialling, not paperwork.

What you'll earn

30% of gross upfront commission. Uncapped. Paid within five working days of the lender paying us.

The working: at a $620K average loan and 0.8% blended upfront, each settlement pays you about $1,500. Settle 100 loans in your first year and that's $150K. Settle 160 and it's $235K+. The lead flow supports both. Your conversion sets your income.

For context, the SEEK average for a mortgage broker in New Zealand is $115,000 to $135,000, and $125,000 in Auckland. That's with advisers finding their own clients.

Who we're after

You’ve been advising for at least two years, you know bank policy and servicing inside out, and you’re accredited and writing now. You’re also ambitious.

This is the founding adviser role in a business that’s scaling hard. You’ll be first in, you’ll shape how the desk runs, and as we add advisers two, three and beyond, you’ll be the one they learn from. Most advisers don’t get offered that kind of scope until much later in their career.

We’re a young team and we move quickly. If you want a quiet book and a predictable week, this isn’t it. If you want volume and a seat at the table while it’s being built, it is.

What’s provided

• The leads. All of them, every month, at no cost to you
• Own FAP license, aggregator membership, full bank and non-bank lender panel
• Adviser CRM, compliance framework, file reviews and annual audit
• PI cover, all compliance overhead, all marketing spend, carried by the company
• Office in Auckland Central. In-person, with flexibility once the desk is running. You report to the directors.

Requirements

• Current lender accreditations with ANZ, ASB, Westpac or similar. Transferring advisers start weeks faster than new-to-industry
• Clean FSPR and dispute-scheme record
• Two years' advising experience minimum

The trade

Most brokerages give you a brand and tell you to go find clients. Every dollar you earn there, you’ve bought with your own time and marketing spend. Here the demand already exists and it’s growing.

Trail commission, refix fees and the client book stay with the company. You’re paid to advise, and paid well for it.

Timing

Start date is Q4 2026, subject to our FAP licence being granted. We’ll be straight with you on timing and we won’t ask you to resign until we have a date.