Merchant Services Analyst

Windcave; Auckland; Hybrid; CAD 65,000 - 90,000; Full time

Benefits offered by this job

Hybrid work

Flexible hours

Career development

Health insurance discount

Diverse team environment

Job summary

Windcave is seeking an energetic Merchant Services Analyst in Canada to support merchant onboarding, credit checks, and due diligence. You will handle end-to-end merchant services provisioning, risk assessment, and reporting for enterprise clients in a fast-paced, hybrid-work environment.

The role emphasizes strong analytical skills, excellent communication, and attention to detail with opportunities for ongoing career development in a global payments tech company.

Qualifications

• 2 to 3 years of experience in banking/merchant services.
• Bachelor's degree in finance, fintech, or related field.
• Knowledge of AML/KYC is a plus but not mandatory.
• Full-time role.
• Excellent communication and customer service skills.
• Strong analytical and problem-solving abilities.
• High attention to detail.

Responsibilities

• Make sound merchant application decisions based on credit checks and quality analysis.
• End-to-end customer due diligence (CDD).
• Provisioning of acquiring services in the system.
• Maintain knowledge of scheme rules, settlement and charge-back processes.
• Timely processing and resolution of issues related to Credit/Merchant Services.
• Work efficiently and accurately to defined processes.
• Build strong relationships with internal and external stakeholders.
• Assist Enterprise customers with custom reporting and analysis.
• Monitor and evaluate existing credit/merchant accounts to ensure terms are met.
• Complete checks (Credit, ID) as part of application processing and assess risk and compliance.

Skills

Communication

Customer service

Analytical thinking

Attention to detail

Risk & compliance

Problem solving

Education

Bachelor's degree in finance/fintech

Job description

About Windcave:

Windcave is a high-growth, innovative, global leader in payment technology delivering a range of secure solutions in E-commerce, Cashless Parking and Vending, and Retail Terminals to clients across the globe. Processing over US$70 Billion worth of transactions per year, we are one of the largest integrated POS terminal and e-commerce switching providers in Asia Pacific.

Headquartered in Auckland, New Zealand, we have an impressive global network operating out of 14 locations including the US, UK, Australia, Singapore and Canada.

The Role:

We are looking for an energetic Merchant Services Analyst who enjoys a varied and fast pace environment.

Key Position Objectives include:

• Make sound merchant application decisions based on credit checks and quality analysis


• Responsible for end to end customer due diligence (CDD)


• Responsible for provisioning of acquiring services in the system


• Maintain a good working knowledge of Scheme rules and processes including settlement and charge-back.


• Timely processing and resolution of issues (raised through tickets) related to Credit/Merchant Services


• Work efficiently, accurately and consistently to defined processes


• Build strong working relationships with internal and external stakeholders


• Assist Enterprise customers with custom reporting and analysis


• Monitor and evaluate existing credit/merchant service accounts to ensure they meet the terms of application


• To complete different checks (Credit, ID) as part of application processing and able to take strong view on risk and compliance for adherence.

Ideally the candidate will have the following:

• 2 to 3 years of experience with banking /merchant services


• Bachelor’s degree in finance, fintech, or related field


• Knowledge of AML/KYC ideal but not mandatory


• Can work full-time


• Excellent communication skills


• Strong customer services skills


• Excellent analytical and problem-solving skills


• Attention to detail

Benefits on offer:

We value our employees and offer competitive benefits, including:

• Competitive salary


• Hybrid work (currently following hybrid work model; mandatory 3 days' work from office Monday, Tuesday, and Friday)


• Flexible working hours


• Career development and long-term career opportunity


• Discounted health insurance (depending upon eligibility)


• Diverse, energetic and friendly team environment

Why join us?

At Windcave, you will have the opportunity to grow, develop, and be part of a company that values your contributions. We are committed to providing:

• A supportive and inclusive environment


• Career development and learning opportunities


• Exciting and challenging projects


• On going training and support

Windcave is an Equal Opportunity Employer and committed to building a diverse workforce.