Senior Customer Risk & CDD Compliance Lead – Amsterdam

Adyen; Amsterdam; On-site; EUR 90,000 - 130,000; Full time

Job summary

Adyen, a leading fintech payments platform, is seeking a Senior Compliance Officer to join the AML/CFT Compliance Department in Amsterdam. You will bridge regulatory requirements with product execution and help design scalable, data-driven customer risk scoring models while minimizing friction and ensuring robust compliance.

Your experience in CDD/KYC and ability to translate complex rules into pragmatic operating frameworks will be key as you collaborate with Product, Engineering, and

Qualifications

• 4+ years hands-on experience in financial crime, CDD/KYC framework design, or customer risk classification within fintech, bank, or compliance practice.
• Understanding of KYC data requirements, data structures, APIs, and onboarding logic with product teams.
• Experience in building, refining, or operationalizing CDD frameworks and risk-based approaches.

Responsibilities

• Drive continuous maturity of Adyen's global CDD framework, translating regulations into processes and procedures.
• Define baseline data requirements for onboarding and ongoing reviews, and translate into 1st LoD guidelines.
• Support design and implementation of risk-based customer risk scoring models across complex platforms.
• Collaborate with Product and Engineering to translate compliance into scalable, automated risk solutions.
• Design, refine, and review operational guidelines and 2nd-line oversight for customer risk reviews.
• Support audits and regulatory examinations by explaining risk scoring logic and CDD framework design.

Skills

CDD & Customer Risk

KYC data fluency

Framework architecture

Project & Stakeholder mgmt

Pragmatic & solution oriented

English communication

Job description

Adyen, a leading fintech payments platform, is seeking a Senior Compliance Officer to join the AML/CFT Compliance Department in Amsterdam. You will bridge regulatory requirements with product execution and help design scalable, data-driven customer risk scoring models while minimizing friction and ensuring robust compliance.

Your experience in CDD/KYC and ability to translate complex rules into pragmatic operating frameworks will be key as you collaborate with Product, Engineering, and