Remote: Acquiring Fraud Risk Analyst (2nd Line)

DutchTechX; Amsterdam; Hybrid; EUR 70,000 - 110,000; Full time

Job summary

Finom is seeking a Fraud Analyst (2nd LoD) to join its Fraud Risk Management function. You will identify and mitigate card acquiring fraud risks, develop scenarios, and maintain the fraud typology library while working with product, engineering and ML teams to implement rules and signals.

The role emphasizes independent oversight and collaboration across European teams. You will monitor fraud metrics, support Visa/Mastercard programs, and help train staff.

Qualifications

• 2+ years of experience in merchant risk or acquiring fraud strategy in a fintech/regulated financial institution.
• Experience with fraud prevention, detection, investigations and mitigations.
• Knowledge of card fraud typologies and monitoring programs.

Responsibilities

• Identify and mitigate acquiring fraud risks across Card Present and Card Not Present channels.
• Translate patterns into well-defined fraud scenarios and rules.
• Maintain and enrich the Acquiring Fraud Typology Library.
• Collaborate with Fraud Risk Manager, product, engineering and ML teams to implement controls.
• Monitor metrics and propose optimization actions; provide independent oversight as Second Line.

Skills

Merchant risk

Acquiring fraud

SQL

BI tools

Fraud rules

Tools

SQL

BI tools

Job description

Finom is seeking a Fraud Analyst (2nd LoD) to join its Fraud Risk Management function. You will identify and mitigate card acquiring fraud risks, develop scenarios, and maintain the fraud typology library while working with product, engineering and ML teams to implement rules and signals.

The role emphasizes independent oversight and collaboration across European teams. You will monitor fraud metrics, support Visa/Mastercard programs, and help train staff.