Customer Risk Review Analyst

EngineersOfAI; Amsterdam; Hybrid; EUR 70,000 - 100,000; Full time

Job summary

Adyen in Amsterdam is seeking an experienced CDD Risk Analyst with 3–6+ years in payments or financial services. You will lead end-to-end CDD and EDD reviews for high‑risk merchant portfolios, driving proactive investigations and ensuring compliance with global regulatory standards.

You will engage directly with customers to collect documentation, advise merchants on due diligence, harmonize risk frameworks with regional and global teams, and mentor junior analysts to strengthen detection

Qualifications

• Experience in payments or financial services with risk focus.
• Strong understanding of CDD/EDD processes and regulatory expectations.
• Ability to translate complex risk findings into actionable guidance.

Responsibilities

• Lead end-to-end CDD & EDD reviews for high-risk portfolios; ensure adherence to standards, SLAs, and regulatory policies.
• Drive rapid-response investigations into real-time adverse events, transaction anomalies, and triggers to mitigate risks.
• Engage directly with merchants to collect documentation and update data.
• Provide expert advisory on due diligence to merchants and resolve escalations.
• Harmonize review frameworks and risk models with regional/global teams for consistent evaluation.
• Spearhead process improvements to scale risk operations and enhance detection capabilities.
• Mentor junior analysts on complex risk assessments.

Skills

Risk assessment

Regulatory compliance

Judgement

Communication with customers

Mentoring

Job description

This is Adyen

Adyen provides payments, data, and financial products in a single solution for customers like Meta, Uber, H&M, and Microsoft - making us the financial technology platform of choice. At Adyen, everything we do is engineered for ambition.

For our teams, we create an environment with opportunities for our people to succeed, backed by the culture and support to ensure they are enabled to truly own their careers. We are motivated individuals who tackle unique technical challenges at scale and solve them as a team. Together, we deliver innovative and ethical solutions that help businesses achieve their ambitions faster.

The Role

Our Customer Risk Review team is seeking an experienced CDD Risk Analyst who brings 3–6+ years of payments or financial industry experience and Financial Economic Crimes. The candidate must have a strong risk-driven mindset, exceptional professional judgment, and the ability to conduct holistic risk assessments. Whether conducting a scheduled review for a global enterprise or responding to real-time adverse media and scheme violations, you are someone who does not wait for step-by-step playbooks—you proactively create direction, conclude on integrity risks, risk appetite, mitigating factors and execute action plans end-to-end. We work with high energy, positive mindset and intentional attitude, ensuring we do our best daily.

What You Will Do

• Lead end-to-end CDD & EDD reviews for high-risk or complex merchant portfolios, ensuring strict adherence to quality standards, SLAs, and global regulatory policies.
• Drive rapid-response investigations into real-time adverse events, transaction anomalies, and financial crime triggers to mitigate integrity risks.
• Engage directly with customers to request, verify, and update essential documentation and static data.
• Provide expert advisory to merchants on due diligence requirements, efficiently resolving escalations and clarifying regulatory expectations.
• Harmonize review frameworks and risk-scoring models alongside regional and global risk teams to ensure consistent risk evaluation.
• Spearhead process improvements to scale risk operations and enhance detection capabilities.
• Mentor and upskill junior analysts on complex risk assessme