Senior Credit Risk Analyst – Global Finance & AI Automation

GlobalFoundries; Penang; On-site; MYR 90,000 - 140,000; Full time

Job summary

GlobalFoundries in Penang seeks a Senior Credit Analyst to support credit decisions, analyze customer risk, and optimize credit terms. You will partner with Sales, Finance, and Operations across regions to strengthen governance and drive efficiency.

The role emphasizes credit scoring model development, reporting for exposure, and process automation while ensuring policy compliance and audit readiness.

Qualifications

• Bachelor's Degree in Finance, Accounting, Economics, Business Administration, or related discipline.
• Minimum 5+ years of experience in Credit Risk, Credit Analysis, Accounts Receivable, Finance Operations, or related field.
• Strong knowledge of financial statement analysis and credit risk assessment methodologies.
• Experience evaluating customer creditworthiness and making credit recommendations.
• Advanced analytical and problem-solving skills.
• Strong communication and stakeholder management skills.
• Proficiency in Microsoft Excel and financial reporting tools.
• Ability to work effectively with global teams across multiple regions and time zones.

Responsibilities

• Conduct credit assessments and financial analysis to evaluate customer creditworthiness and risk exposure.
• Recommend appropriate credit terms balancing risk with revenue growth.
• Review and process credit hold release requests per policy and controls.
• Prepare and maintain reporting for master credit exposure and key indicators.
• Develop and maintain credit scoring models to support decisions.
• Collaborate with Commercial Finance, Sales, Data Governance, and Operations across regions.
• Monitor customer credit limits and identify risks and mitigations.
• Drive process improvements through automation, AI, and digitalization.
• Ensure adherence to Credit Policy, controls and audit requirements.
• Support system enhancements, UAT, and transformation initiatives.

Skills

Financial analysis

Credit risk assessment

Analytical thinking

Communication skills

Excel proficiency

Global collaboration

Education

Bachelor's degree in Finance/Accounting/Economics

ACCA/CPA/CFA preferred

Tools

SAP

Oracle

Job description

GlobalFoundries in Penang seeks a Senior Credit Analyst to support credit decisions, analyze customer risk, and optimize credit terms. You will partner with Sales, Finance, and Operations across regions to strengthen governance and drive efficiency.

The role emphasizes credit scoring model development, reporting for exposure, and process automation while ensuring policy compliance and audit readiness.