Senior Credit Approver — SME & Emerging Business

OCBC company; Kuala Lumpur; On-site; MYR 120,000 - 180,000; Full time

Benefits offered by this job

Holistic, flexible benefits

Job summary

OCBC Bank Malaysia is seeking a seasoned SME banking specialist to evaluate and approve EmB loan applications within the EmB Program, assess credit standing, structure facilities, and review trade transaction exceptions and current accounts excesses. You will participate in process improvements and contribute to efficient risk‑aware decision making.

The role requires at least five years of banking experience in SME, a positive can‑do attitude, the ability to work under pressure to meet tight

Qualifications

• Min 5 years of banking experience in SME.
• Possesses a positive, can-do attitude and can work under pressure to meet tight turnaround time.
• Agile, prepared to make changes and implement best practices.
• Add value to the organisation through implementation of effective and efficient process.
• Independent, self-motivated, resourceful and excellent interpersonal skills.

Responsibilities

• Evaluate and approve all Emerging Business (EmB) loan applications within EmB Program and credit exceptions.
• Assess credit standing, structure and decide on all EmB applications.
• Evaluate and approve Trade transaction exceptions and current accounts excesses.
• Review and approve Rescheduling and Restructuring facilities.
• Participate and contribute to the process improvement initiatives.

Job description

OCBC Bank Malaysia is seeking a seasoned SME banking specialist to evaluate and approve EmB loan applications within the EmB Program, assess credit standing, structure facilities, and review trade transaction exceptions and current accounts excesses. You will participate in process improvements and contribute to efficient risk‑aware decision making.

The role requires at least five years of banking experience in SME, a positive can‑do attitude, the ability to work under pressure to meet tight