Credit Approver

ocbc; Kuala Lumpur; On-site; MYR 120,000 - 180,000; Full time

Benefits offered by this job

Competitive salary & benefits

Job summary

OCBC Bank Malaysia is seeking an experienced SME Banking professional to evaluate and approve Emerging Business loan applications, assess credit standing, and manage credit exceptions within the EmB Program.

Min 5 years of SME banking experience, a positive can-do attitude, and agility to implement changes are required. The role also involves reviewing trade transactions and restructurings, contributing to process improvements, and delivering value through efficient practices.

Qualifications

• Min 5 years of banking experience in SME.
• Positive, can-do attitude and ability to work under pressure.
• Agile and prepared to implement changes.
• Ability to add value through efficient process implementations.
• Independent, self-motivated and strong interpersonal skills.

Responsibilities

• Evaluate and approve all Emerging Business (EmB) loan applications within EmB Program and credit exceptions.
• Assess credit standing, structure and decide on all EmB applications.
• Evaluate and approve Trade transaction exceptions and current accounts excesses.
• Review and approve Rescheduling and Restructuring facilities.
• Participate and contribute to the process improvement initiatives.

Skills

Interpersonal skills

Agile

Self-motivated

Job description

WHO WE ARE:

As Singapore’s longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires.

Today, we’re on a journey of transformation. Leveraging technology and creativity to become a future-ready learning organisation. But for all that change, our strategic ambition is consistently clear and bold, which is to be Asia’s leading financial services partner for a sustainable future.

We invite you to build the bank of the future. Innovate the way we deliver financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career.

Your Opportunity Starts Here.

Job Responsibilities:

• Evaluate and approve all Emerging Business (EmB) loan applications within EmB Program and credit exceptions.
• Assess credit standing, structure and decide on all EmB applications.
• Evaluate and approve Trade transaction exceptions and current accounts excesses.
• Review and approve Rescheduling and Restructuring facilities.
• Participate and contribute to the process improvement initiatives.

Job Requirements:

• Min 5 years of banking experience in SME.
• Possesses a positive, can-do attitude and can work under pressure to meet tight turnaround time.
• Agile, prepared to make changes and implement best practices.
• Add value to the organisation through implementation of effective and efficient process.
• Independent, self-motivated, resourceful and excellent interpersonal skills.

What we offer:

Competitive base salary. A suite of holistic, flexible benefits to suit every lifestyle. Community initiatives. Industry-leading learning and professional development opportunities. Your wellbeing, growth and aspirations are every bit as cared for as the needs of our customers.