CREDIT APPROVER

OCBC Group; Kuala Lumpur; On-site; MYR 120,000 - 180,000; Full time

Benefits offered by this job

Competitive base salary

Flexible benefits

Professional development

Wellbeing programs

Job summary

OCBC Group in Kuala Lumpur is seeking an experienced credit professional to evaluate and approve Emerging Business loan applications within the EmB program and related credit exceptions. You will assess credit standing, structure and decide on EmB applications, and review trade transaction exceptions and accounts excesses.

The role also involves approving restructurings, contributing to process improvements, and delivering value through effective risk management and efficient execution within a

Qualifications

• Min 5 years of banking experience in SME.
• Positive, can-do attitude under pressure.
• Agile and flexible to change and best practices.
• Independent, resourceful with strong interpersonal skills.

Responsibilities

• Evaluate and approve all Emerging Business (EmB) loan applications within EmB Program and credit exceptions.
• Assess credit standing, structure and decide on all EmB applications.
• Evaluate and approve Trade transaction exceptions and current accounts excesses.
• Review and approve Rescheduling and Restructuring facilities.
• Participate and contribute to the process improvement initiatives.

Skills

Banking experience

SME expertise

Positive attitude

Interpersonal skills

Self-motivated

Job description

WHO WE ARE:

As Singapore’s longest established bank, we have been dedicated to enabling individuals and businesses to achieve their aspirations since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires. Today, we’re on a journey of transformation. Leveraging technology and creativity to become a future-ready learning organisation. But for all that change, our strategic ambition is consistently clear and bold, which is to be Asia’s leading financial services partner for a sustainable future. We invite you to build the bank of the future. Innovate the way we deliver financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career. Your Opportunity Starts Here.

Job Responsibilities:

• Evaluate and approve all Emerging Business (EmB) loan applications within EmB Program and credit exceptions.
• Assess credit standing, structure and decide on all EmB applications.
• Evaluate and approve Trade transaction exceptions and current accounts excesses.
• Review and approve Rescheduling and Restructuring facilities.
• Participate and contribute to the process improvement initiatives.

Job Requirements:

• Min 5 years of banking experience in SME.
• Possesses a positive, can-do attitude and can work under pressure to meet tight turnaround time.
• Agile, prepared to make changes and implement best practices.
• Add value to the organisation through implementation of effective and efficient process.
• Independent, self-motivated, resourceful and excellent interpersonal skills.

What we offer:

• Competitive base salary.
• A suite of holistic, flexible benefits to suit every lifestyle.
• Community initiatives.
• Industry-leading learning and professional development opportunities.
• Your wellbeing, growth and aspirations are every bit as cared for as the needs of our customers.

As the longest established Singapore bank, formed in 1932 from the merger of three local banks, we have grown from strength to strength to become a regional financial services group. With a deep history in Asia, we offer the most comprehensive coverage across ASEAN and Greater China, complemented with a presence in the leading economies of New York, London and Sydney. We are the second largest financial services group in Southeast Asia by assets with one of the world’s highest credit rating (Aa1 by Moody’s and AA- by both Fitch and S&P). We offer private banking services through our wholly-owned subsidiary, Bank of Singapore, which operates on a unique open-architecture product platform to source for the best-in-class products to meet its clients’ goals. Our insurance subsidiary, Great Eastern Holdings, is the oldest and most established life insurance group in Singapore and Malaysia.