Senior Commercial Credit Approver — Risk & Growth

2201 United Overseas Bank (Malaysia) Bhd; Kuala Lumpur; On-site; MYR 180,000 - 300,000; Full time

Job summary

2201 United Overseas Bank (Malaysia) Bhd is seeking a Senior Credit Approver to join its Commercial Credit team in Malaysia. The role focuses on evaluating and approving commercial credit facilities, balancing risk management with business growth objectives, and ensuring adherence to bank policies and regulatory requirements.

The successful candidate will collaborate with Relationship Managers and various stakeholders to assess proposals and provide independent credit assessment within delegated

Responsibilities

• Approve credit/financing applications, including new facilities, incremental facilities, annual reviews, temporary excesses, offer renewals and other credit-related requests, within delegated credit authority (CDL).
• Perform credit assessment and prepare credit evaluations for credit applications beyond CDL for decision-making by higher approving authorities.
• Review and approve the internal credit ratings of customers.
• Work with Business Units to identify, mitigate and manage credit risks, including resolving complex credit issues.
• Ensure credit decisions are guided by the Bank's Credit Policy, guidelines and practices.

Job description

2201 United Overseas Bank (Malaysia) Bhd is seeking a Senior Credit Approver to join its Commercial Credit team in Malaysia. The role focuses on evaluating and approving commercial credit facilities, balancing risk management with business growth objectives, and ensuring adherence to bank policies and regulatory requirements.

The successful candidate will collaborate with Relationship Managers and various stakeholders to assess proposals and provide independent credit assessment within delegated