Sales Executive (SME Financing) - Penang

RHB Group; Penang; On-site; MYR 45,000 - 78,000; Full time

Job summary

RHB Banking Group in Penang is hiring a Sales Executive (SME Financing) to promote SME financing solutions and drive growth across the Penang region. You will identify opportunities, engage clients, and work toward meeting sales targets in a full-time role.

The role requires 2–3 years of sales experience, preferably in banking or financial services, with a focus on SME lending and excellent communication skills to build long-term client relationships.

Qualifications

• 2-3 years' sales experience, preferably in banking/financial services
• Strong knowledge of SME financing products and business lending
• Excellent communication and interpersonal skills
• Proven ability to identify client needs and provide tailored financial solutions
• Strong negotiation and closing skills

Responsibilities

• Identify and develop new SME business opportunities in Penang/Northern Region
• Present and promote SME financing products to prospective clients
• Conduct product demonstrations and deliver persuasive sales pitches
• Build and maintain long-term relationships with SME clients
• Prepare sales proposals and quotations tailored to financing needs
• Meet and exceed monthly and quarterly sales targets and KPIs
• Coordinate with credit, operations, and product teams for onboarding and service delivery
• Maintain accurate records of client interactions and sales activities
• Attend industry events and networking sessions to generate leads

Skills

Sales experience

SME financing knowledge

Communication skills

Negotiation

Time management

Job description

Sales Executive (SME Financing) - Penang

About us

RHB Banking Group is one of Southeast Asia's leading financial services providers, committed to delivering innovative banking solutions and exceptional customer service. With a strong presence across the region, we pride ourselves on our customer-centric approach, comprehensive product offerings, and talented workforce. Our mission is to empower businesses and individuals to achieve their financial goals through trusted, forward-thinking banking services. We foster a dynamic, collaborative culture where our employees are encouraged to develop their careers and make a meaningful impact in the financial services industry.

About the role

We are seeking a Sales Executive (SME Financing) to join our dynamic sales team in Penang on a full-time basis. This is an exciting opportunity to drive business growth by promoting and selling SME financing solutions to small and medium-sized enterprises throughout the Penang region. As a Sales Executive, you will be the key liaison between RHB Banking Group and our SME clients, responsible for identifying business opportunities, building strong client relationships, and achieving sales targets. This role is strategically important to our growth objectives, as SME financing remains a core pillar of our business development strategy in the region.

Key responsibilities

• Proactively identify and develop new business opportunities within the SME sector in Northern Region
• Present and promote RHB's SME financing products and solutions to prospective clients
• Conduct product demonstrations and deliver compelling sales pitches to potential customers
• Build and maintain strong, long-term relationships with SME clients and key business contacts
• Prepare detailed sales proposals and quotations tailored to clients' financing needs
• Negotiate terms and conditions to achieve mutually beneficial agreements
• Meet and exceed monthly and quarterly sales targets and KPIs
• Collaborate with internal departments including credit, operations, and product teams to ensure smooth client onboarding and service delivery
• Maintain accurate and up-to-date records of all client interactions and sales activities
• Attend industry events, networking sessions, and trade shows to expand business networks and generate leads

What we're looking for

• Minimum of 2-3 years' experience in sales, preferably in banking, financial services, or corporate lending
• Demonstrated track record of achieving or exceeding sales targets and KPIs
• Strong understanding of SME financing products, business lending, or commercial banking solutions
• Excellent communication and interpersonal skills with the ability to engage effectively with diverse clients
• Proven ability to identify client needs and provide tailored financial solutions
• Strong negotiation and closing skills
• Self-motivated, results-driven, and capable of working independently as well as part of a team
• Excellent organisational and time management skills
• Valid driving licence and own transportation preferred
• Knowledge of Malaysian banking regulations and SME financing market is advantageous
• Fresh graduates are welcome to apply