Relationship Manager

Ryt Bank; Kuala Lumpur; On-site; MYR 45,000 - 84,000; Full time

Job summary

Ryt Bank in Malaysia is seeking a Business Banking Relationship Manager to drive SME growth through digital channels. You will acquire, manage, and expand an SME portfolio, delivering tailored financial solutions and stellar service in a fast-paced, digital-first environment.

You’ll work independently yet collaborate with cross-functional teams, utilizing CRM and fintech platforms to monitor activity, generate insights, and ensure regulatory compliance while building lasting client relationships.

Qualifications

• Bachelor's degree in Business, Finance, Economics, or related field.
• 1–2 years in financial institutions, fintech, or digital banking.
• Strong understanding of SME financial needs and banking products.
• Excellent communication and negotiation skills.
• Ability to work in a fast-paced, digital-first environment.

Responsibilities

• Identify and onboard new SME clients through digital channels and referrals.
• Manage a portfolio of SME clients with high satisfaction and retention.
• Provide financial solutions by understanding client needs.
• Promote the bank's Business Banking products.
• Ensure regulatory and internal policy compliance.

Skills

SME banking

Banking products

Negotiation

Interpersonal skills

Digital banking

Education

Bachelor's degree in Business, Finance, Economics, or related field

Tools

CRM software

Digital banking platforms

Job description

About the Team:

Are you ready to be part of a transformative journey in digital banking? Join our vibrant team of visionaries and innovators as we redefine SME banking. Our team thrives on collaboration, innovation, and a shared commitment to excellence. We are passionate about delivering tailored financial solutions to small and medium-sized enterprises (SMEs) through cutting-edge digital platforms. This is your opportunity to shape the future of banking and make a meaningful impact.

About the Role:

We are seeking a dynamic and customer-focused Business Banking Relationship Manager to join our digital bank. In this role, you will be responsible for acquiring, managing, and growing relationships with SMEs, providing financial solutions through digital channels. You will work independently while also collaborating with cross-functional teams to deliver exceptional service and drive SME growth.

Key Responsibilities:

• Identify and onboard new Business Banking clients through digital outreach, referrals, and partnerships.

• Manage a portfolio of Business Banking clients, ensuring high levels of satisfaction and retention.

• Conduct regular reviews to understand client needs and offer appropriate financial solutions.

• Promote the bank's suite of Business Banking products.

• Utilize CRM and digital banking platforms to monitor client activity and engagement.

• Ensure all client interactions and transactions comply with regulatory and internal policies.

• Prepare regular reports on portfolio performance, client feedback, and market trends.

Qualifications:

• Bachelor's degree in Business, Finance, Economics, or related field.

• Minimum 1-2 years of experience in financial institutions, Fintech or Digital Banking.

• Strong understanding of SME financial needs and banking products/microfinancing.

• Familiarity with digital banking platforms and fintech solutions.

• Excellent communication, negotiation, and interpersonal skills.

• Ability to work independently and in a fast-paced, digital-first environment.

What We Value:

• Open-mindedness and constructive communication, fostering an environment of mutual support and growth.

• Responsibility and ownership, with a strong sense of accountability.

• Commitment to teamwork and achieving shared goals.

• Customer focus and dedication to delivering results.

• A proactive approach to leading change and innovation.

• Curiosity for continuous learning and improvement.

Benefits:

• Be part of a forward-thinking digital bank transforming Business Banking.

• Work with cutting-edge technology and innovative financial products.

• Enjoy a flexible, inclusive, and growth-oriented work culture.

• Contribute to the development of reliable systems that delight our Business Banking clients.

• Collaborate with a team of like-minded individuals to deliver exceptional products.

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