Wholesale Credit Evaluation Manager

Hong Leong Bank; Malaysia; On-site; MYR 150,000 - 230,000; Full time

Job summary

Hong Leong Bank in Malaysia seeks a senior credit risk professional to oversee credit evaluation for BCB loans, approve loans within authority, and drive quality and turnaround time in the credit process.

The role also includes mentoring AROs/BCMs, leading a team of clericals, and serving as an industry specialist on special projects.

Qualifications

• Recognized university qualification preferably in Accounting/ Finance/ Economics.
• At least 8 years of relevant credit and marketing experience.
• Good credit analytical and managerial skills supported by experienced business acumen.
• CCP accredited.

Responsibilities

• Overall responsible for credit risk management and evaluation of BCB loans within portfolio with minimal accounts turning IL/High Risk / Watchlist after review.
• Approve loans as per lending authority granted and evaluate with good quality and recommend credit proposals for higher levels of approving authorities within specified time frame.
• Manage BC resources to optimize turnaround time and quality of credit evaluation within key results area.
• To provide credit training and on the job coaching to AROs/ BCMs.
• Manage clericals or executives designated under the same team.
• To be an Industry specialist.
• Supporting role in special projects assigned by team leaders.

Skills

Credit risk analysis

Managerial skills

CCP accreditation

Education

Accounting/ Finance/ Economics

Job description

If you are looking to excel and make a difference, take a closer look at us…

Key Responsibilities

• Overall responsible for credit risk management and evaluation of BCB loans within portfolio with minimal accounts turning IL/High Risk / Watchlist after review.
• Approve loans as per lending authority granted and evaluate with good quality and recommend credit proposals for higher levels of approving authorities within specified time frame.
• Manage BC resources to optimize turnaround time and quality of credit evaluation within key results area.
• To provide credit training and on the job coaching to AROs/ BCMs.
• Manage clericals or executives designated under the same team.
• To be an Industry specialist.
• Supporting role in special projects assigned by team leaders.

Requirements

• Recognized University qualification preferably in Accounting/ Finance/ Economics.
• At least 8 years of relevant credit and marketing experience.
• Good credit analytical and managerial skills supported by experienced business acumen.
• CCP accredited.

About Hong Leong Bank

We are a leading financial institution in Malaysia backed by a century of entrepreneurial heritage. Providing comprehensive financial services guided by a Digital-at-the-Core ethos has earned us industry recognition and accolades for our innovative approach in making banking simpler and more effortless for our customers. Our digital and physical offerings span across a vast nationwide network in Malaysia, strengthened with an expanding regional presence in Singapore, Hong Kong, Vietnam, Cambodia, and China. We seek to strike a balance between diversity, inclusion and merit to achieve our mission of infusing diversity in thinking and skillsets into our organisation. Candidates are assessed based on merit and potential, in line with our mission to attract and recruit the best talent available. Expanding on our “Digital at the Core” ethos, we are progressively digitising the employee journey and experience to provide a strong foundation for our people to drive life-long learning, achieve their career aspirations and grow talent from within our organisation.

Hong Leong Bank (“HLB”) stands proudly as a leading financial services institution based in Malaysia, providing a wide range of comprehensive and innovative financial solutions across the region. These services are delivered through both digital and traditional means, via online and mobile banking, as well as our digital branch concept to provide customers with an efficient and seamless experience aided by technology. As the service and financial landscape changes rapidly with the ever-increasing use of technology, staying attuned to customers needs and desires becomes even more critical to HLB’s operations. To stay ahead of these dynamic changes, the Bank has adopted the approach of reimagining banking by embedding digital considerations and customer centricity in every aspect of our operations, from products and services as well as customer care and engagement. HLB’s ethos of being Digital-At-The-Core powered by customers-at-the-forefront will continue to lead us to innovate offerings in line with our aspiration of being a highly digital and innovative financial services organization.