Personal Financial Consultant

RHB Bank Berhad; West Coast Division; On-site; MYR 33,000 - 67,000; Full time

Job summary

RHB Bank Berhad is seeking a Personal Financial Consultant to build and nurture client relationships, deliver expert financial advice, and offer tailored banking and investment solutions.

You will conduct needs analyses, present personalized plans across savings, investments, insurance, retirement and wealth management, and help clients achieve their financial goals.

Join a high-performing team focused on trust, integrity and client-centric advice in a dynamic Malaysian market.

Responsibilities

• Proactively identify and engage with potential and existing clients to understand their financial needs and objectives.
• Conduct comprehensive financial needs analysis, including assessing risk tolerance, investment horizons, and financial aspirations.
• Develop and present personalized financial plans and recommendations covering savings, investments, insurance, retirement planning, and wealth management.
• Advise clients on a range of RHB Bank's products and services, including deposits, loans, unit trusts, insurance products, and other investment instruments.
• Achieve individual and team sales targets and KPIs for product penetration and client acquisition.
• Regularly review and update client portfolios to ensure alignment with evolving financial situations and market conditions.
• Maintain accurate and up-to-date client records and comply with regulatory requirements and internal policies.
• Stay informed about market trends, economic conditions, and new product offerings to provide relevant and timely advice.
• Collaborate with other departments within RHB Bank to ensure a seamless client experience and cross-selling opportunities.
• Participate in ongoing training and development programs to enhance product knowledge and advisory skills.

Job description

Job Summary The Personal Financial Consultant at RHB Bank Berhad is responsible for building and nurturing client relationships, providing expert financial advice, and offering tailored banking and investment solutions to help individuals achieve their financial goals. Job Responsibilities:

• Proactively identify and engage with potential and existing clients to understand their financial needs and objectives.


• Conduct comprehensive financial needs analysis, including assessing risk tolerance, investment horizons, and financial aspirations.


• Develop and present personalized financial plans and recommendations covering areas such as savings, investments, insurance, retirement planning, and wealth management.


• Advise clients on a range of RHB Bank's products and services, including deposits, loans, unit trusts, insurance products, and other investment instruments.


• Achieve individual and team sales targets and key performance indicators (KPIs) for product penetration and client acquisition.


• Regularly review and update client portfolios to ensure alignment with their evolving financial situation and market conditions.


• Maintain accurate and up-to-date client records and comply with all regulatory requirements and internal policies.


• Stay informed about market trends, economic conditions, and new product offerings to provide relevant and timely advice.


• Collaborate with other departments within RHB Bank to ensure a seamless client experience and cross-selling opportunities.


• Participate in ongoing training and development programs to enhance product knowledge and advisory skills.

A mantra for our clients, customers, partners and every member of the RHB family. Yes, you.

Our employees are one of the reasons we are here today. Dynamic, forward-thinking and progressive, there is a reason why we are an award-winning financial institution. Join us today and be a part of a winning family. At RHB, we take pride in our people and our teams. Great relationships built on trust, a 'leading it right' environment, challenging assignments and a culture of excellence are the pillars to the dynamic and diversified workplace we call home. As we grow towards realising our aspirations, we promise a workplace built on the five pillars – RHB Cares; RHB Leads; RHB Inspires; RHB Progresses; and RHB Rewards.