Personal Financial Consultant

RHB Bank Berhad; Klang City; On-site; MYR 60,000 - 110,000; Full time

Job summary

RHB Bank Berhad is seeking a proactive Financial Advisor to identify and secure new clients while delivering tailored financial plans and solutions. You will analyze clients' needs, present investments, insurance, loans, and wealth management options, and ensure compliance with internal policies.

Collaboration across banking teams will be essential to deliver a seamless client experience. The role requires a strong sales mindset, excellent communication skills, and the ability to translate

Qualifications

• Bachelor's degree in Finance, Economics, or a related field.
• Proven track record of sales and client relationship management.
• Strong understanding of financial products and market dynamics.
• Excellent communication, interpersonal and presentation skills.
• Ability to translate complex financial information into actionable advice.
• Goal-oriented with a drive to achieve targets.
• Industry certifications (e.g., FIMM, PCE, CUTE) are a plus.

Responsibilities

• Identify and acquire new clients to grow the bank's customer base.
• Conduct comprehensive financial needs analysis for individuals.
• Develop and present customized financial plans and solutions.
• Advise on wealth management, retirement, education funding, and estate planning.
• Maintain high product knowledge and regulatory compliance.
• Build lasting client relationships through excellent service.

Skills

Sales

CRM skills

Product knowledge

Communication

Presentation

Analytical thinking

Education

Bachelor's degree in Finance/Economics/Business

Tools

MS Office

Job description

Proactively identify and acquire new clients, expanding RHB Bank's customer base. Conduct comprehensive financial needs analysis for individual clients, including reviewing their current financial situation, risk tolerance, and future aspirations. Develop and present customized financial plans and solutions, including but not limited to investment products, insurance, loans, and other banking services, aligning with clients' objectives and RHB Bank's product offerings. Provide expert advice on wealth management, retirement planning, education funding, and estate planning. Regularly review and update clients' financial portfolios, ensuring they remain aligned with their evolving needs and market conditions. Maintain a high level of product knowledge across RHB Bank's full range of financial products and services. Ensure compliance with all internal policies, procedures, and regulatory requirements. Achieve and exceed sales targets and key performance indicators (KPIs). Build and maintain long-term client relationships through excellent service and effective communication. Collaborate with other departments within RHB Bank to ensure a seamless client experience.

Job Requirements

• Bachelor's degree in Finance, Economics, Business Administration, or a related field.
• Proven track record of success in sales and client relationship management within the financial services industry.
• Strong understanding of financial products, investment principles, and market dynamics.
• Excellent communication, interpersonal, and presentation skills.
• Ability to analyze complex financial information and translate it into clear, actionable advice.
• Goal-oriented with a strong drive to achieve sales targets.
• Possession of relevant industry certifications (e.g., FIMM, PCE, CUTE) will be an added advantage.
• High level of integrity and professionalism.
• Ability to work independently and as part of a team.
• Proficiency in Microsoft Office Suite.

A mantra for our clients, customers, partners and every member of the RHB family. Yes, you. Our employees are one of the reasons we are here today. Dynamic, forward-thinking and progressive, there is a reason why we are an award-winning financial institution. Join us today and be a part of a winning family. At RHB, we take pride in our people and our teams. Great relationships built on trust, a 'leading it right' environment, challenging assignments and a culture of excellence are the pillars to the dynamic and diversified workplace we call home. As we grow towards realising our aspirations, we promise a workplace built on the five pillars - RHB Cares; RHB Leads; RHB Inspires; RHB Progresses; and RHB Rewards.