Personal Financial Consultant

RHB Bank Berhad; Padang Serai; On-site; MYR 60,000 - 90,000; Full time

Job summary

RHB Bank Berhad seeks a Personal Financial Consultant to provide comprehensive financial advice and solutions to individual clients. You will help clients reach financial goals using a range of banking products and wealth management services.

You will identify client needs, conduct analyses, present tailored plans, and maintain ongoing relationships while meeting regulatory requirements and sales targets.

Qualifications

• Bachelor's degree in Finance, Economics, Business Administration or related field.
• 2–3 years of experience in financial services, client-facing preferred.
• Certifications such as FIMM, PCE, CEILI are advantageous.

Responsibilities

• Proactively identify and engage with prospective clients to understand their financial needs and objectives.
• Conduct thorough financial needs analyses, including investment, insurance, retirement, and estate planning.
• Develop and present personalized financial plans and recommendations to clients, aligning with product offerings.
• Advise clients on products such as savings accounts, fixed deposits, unit trusts, insurance, loans, and wealth management solutions.
• Build and maintain strong, long-term client relationships with ongoing financial guidance and excellent service.
• Monitor and review client portfolios regularly, adjusting to market conditions and client circumstances.
• Ensure compliance with internal policies, procedures and regulatory requirements.
• Achieve individual sales targets and contribute to branch performance.
• Stay updated on market trends and new financial products and services.

Skills

Communication skills

Interpersonal skills

Presentation skills

Sales drive

Education

Bachelor's degree in Finance/Economics/Business Admin

Tools

Microsoft Office Suite

Job description

Job Summary

As a Personal Financial Consultant at RHB Bank Berhad, you will be responsible for providing comprehensive financial advice and solutions to individual clients, helping them achieve their financial goals through a range of banking products and services.

Job Responsibilities

• Proactively identify and engage with prospective clients to understand their financial needs and objectives.
• Conduct thorough financial needs analyses, including investment, insurance, retirement, and estate planning.
• Develop and present personalized financial plans and recommendations to clients, aligning with RHB Bank's product offerings.
• Advise clients on various financial products such as savings accounts, fixed deposits, unit trusts, insurance policies, loans, and wealth management solutions.
• Build and maintain strong, long-term relationships with clients, providing ongoing financial guidance and excellent customer service.
• Monitor and review client portfolios regularly, making adjustments as necessary to adapt to changing market conditions and client circumstances.
• Ensure compliance with all internal policies, procedures, and relevant regulatory requirements.
• Achieve individual sales targets and contribute to the overall team and branch performance.
• Stay updated on market trends, economic conditions, and new financial products and services.

Job Qualifications

• Bachelor's degree in Finance, Economics, Business Administration, or a related field.
• Proven experience (minimum 2-3 years) in financial services, preferably in a client-facing role within banking or wealth management.
• Possession of relevant industry certifications (e.g., FIMM, PCE, CEILI) is highly advantageous.
• Strong understanding of financial products, investment principles, and wealth management concepts.
• Excellent communication, interpersonal, and presentation skills.
• Demonstrated ability to build rapport and trust with clients.
• Results-oriented with a strong sales drive and ability to meet targets.
• High level of integrity and commitment to ethical conduct.
• Proficiency in Microsoft Office Suite.
• Fluency in written and spoken English and Bahasa Malaysia; proficiency in other local languages is a plus.

A mantra for our clients, customers, partners and every member of the RHB family. Yes, you. Our employees are one of the reasons we are here today. Dynamic, forward-thinking and progressive, there is a reason why we are an award-winning financial institution. Join us today and be a part of a winning family. At RHB, we take pride in our people and our teams. Great relationships built on trust, a 'leading it right' environment, challenging assignments and a culture of excellence are the pillars to the dynamic and diversified workplace we call home. As we grow towards realising our aspirations, we promise a workplace built on the five pillars – RHB Cares; RHB Leads; RHB Inspires; RHB Progresses; and RHB Rewards.