Personal Financial Consultant

RHB Banking Group; Sabah; On-site; MYR 65,000 - 90,000; Full time

Job summary

RHB Banking Group in Sabah invites applications for a Personal Financial Consultant role. You will provide comprehensive financial advice and solutions to individual clients, helping them reach financial goals through a range of banking and investment products.

Responsibilities include building strong client relationships, conducting needs analyses, presenting complex products, and ensuring regulatory compliance while pursuing sales targets.

Qualifications

• Bachelor's degree in Finance, Economics, Business Administration or related field.
• Experience in financial advisory, sales, or banking, preferably retail banking.
• Understanding of deposits, loans, investments (unit trusts, bonds, equities), and insurance.
• Excellent communication and presentation skills.
• Strong analytical and problem-solving abilities.
• Ability to build rapport and trust with clients.
• Results-oriented with drive to achieve sales targets.
• Industry certifications (FIMM, PCE, CUTE, TBE) are advantageous.
• Proficiency in Microsoft Office Suite.

Responsibilities

• Develop and maintain relationships with individual clients.
• Conduct financial needs analyses to identify suitable banking, investment, insurance, and lending products.
• Present and explain complex financial products and services clearly and concisely to clients.
• Provide personalized financial planning advice, including retirement planning, wealth management, and investment strategies.
• Monitor client portfolios and provide regular updates and recommendations based on market conditions and client objectives.
• Ensure compliance with all internal policies, procedures, and relevant regulatory requirements.
• Actively participate in sales campaigns and initiatives to achieve individual and team sales targets.
• Collaborate with other departments within RHB Bank to offer integrated financial solutions to clients.
• Keep abreast of market trends, economic developments, and new product offerings to effectively advise clients.

Skills

Communication

Interpersonal skills

Presentation skills

Analytical thinking

Sales orientation

Customer relationship

Problem solving

Education

Bachelor's degree in Finance, Economics, Business Administration

Tools

Microsoft Office Suite

Job description

As a Personal Financial Consultant at RHB Bank Berhad, you will be responsible for providing comprehensive financial advice and solutions to individual clients, helping them achieve their financial goals through a range of banking and investment products.

Job Responsibilities

• Develop and maintain strong relationships with individual clients, understanding their financial needs and aspirations.
• Conduct thorough financial needs analysis to identify suitable banking, investment, insurance, and lending products.
• Present and explain complex financial products and services clearly and concisely to clients.
• Provide personalized financial planning advice, including retirement planning, wealth management, and investment strategies.
• Monitor client portfolios and provide regular updates and recommendations based on market conditions and client objectives.
• Ensure compliance with all internal policies, procedures, and relevant regulatory requirements.
• Actively participate in sales campaigns and initiatives to achieve individual and team sales targets.
• Collaborate with other departments within RHB Bank to offer integrated financial solutions to clients.
• Keep abreast of market trends, economic developments, and new product offerings to effectively advise clients.

Job Qualifications

• Bachelor's degree in Finance, Economics, Business Administration, or a related field.
• Proven experience in financial advisory, sales, or banking, preferably within a retail banking environment.
• Strong understanding of various financial products including deposits, loans, investments (unit trusts, bonds, equities), and insurance.
• Excellent communication, interpersonal, and presentation skills.
• Strong analytical and problem-solving abilities.
• Ability to build rapport and trust with clients.
• Results-oriented with a strong drive to achieve sales targets.
• Relevant industry certifications (e.g., FIMM, PCE, CUTE, TBE) are a significant advantage.
• Proficiency in Microsoft Office Suite.

RHB Banking Group is a leading regional financial services provider headquartered and listed in Malaysia. Established in 1913, we offer comprehensive banking solutions across retail, business, corporate, and Islamic banking. With a strong presence in Malaysia and nine ASEAN countries, we are committed to delivering simple, fast, and seamless experiences. Guided by our brand promise, "Together We Progress," we continue building a sustainable and inclusive future with our customers and stakeholders.

What can I earn as a Personal Financial Consultant