Personal Banker Mortgage

RHB Banking Group; Kedah; On-site; MYR 40,000 - 70,000; Full time

Job summary

RHB Banking Group is seeking a motivated individual to drive mortgage loan acquisitions and achieve specified sales targets. This role involves cross-selling MRTA products, maintaining compliance with regulations, and fostering relationships with developers and real estate agents.

The ideal candidate will be responsible for achieving personal sales targets, ensuring a penetration rate of 80% for MRTA, and delivering a minimum sales productivity of 2.5 million per month.

Qualifications

• Responsible for achieving mortgage loan sales targets.
• Cross-selling MRTA and meeting penetration rates.
• Maintaining compliance with internal and external regulations.

Responsibilities

• Meet personal sales target for new mortgage loans.
• Deliver monthly sales productivity of 2.5 million.
• Develop relationships with real estate professionals.

Job description

• Principally responsible for personal sales target to acquire new mortgage loans and to achieve the assigned targets.
• To cross sell MRTA and achieve minimum penetration rate.
  
  

Primary Objective

• Principally responsible for personal sales target to acquire new mortgage loans and to achieve the assigned targets.
• To cross sell MRTA and achieve minimum penetration rate.
  
  

MORTGAGE FINANCIAL TARGET

• To achieve personal sales target
• To achieve MRTA penetration rate of 80%
  
  

SALES PRODUCTIVITY

• To deliver min sales productivity of 2.5 mil per month
• To service and strengthen our business relationship with developers, lawyers, Valuers & real estate agents.
  
  

COMPLIANCE RISK MANAGEMENT

• Ensure compliance with internal Policies, external Authorities Regulators / Legal / ML- KYC, Credit Policies and Service Standards.
• Exercise due care and diligence on matters related Money Laundering and KYC in the day to day operations, which include account opening, reporting suspicions and provide support to superior and subordinates.
• Ensure data integrity and all customers’ income documents are original sighted.
• Conduct face to face interview with customers