Personal Banker Mortgage

RHB Bank Berhad; West Coast Division; On-site; MYR 56,000 - 100,000; Full time

Job summary

RHB Bank Berhad in Malaysia seeks a Personal Mortgage Sales Executive to drive new mortgage loans and MRTA penetration. You will focus on achieving monthly targets and building strong relationships with developers, lawyers, valuers and real estate agents.

You will comply with internal policies, external regulations, and KYC requirements, conduct face-to-face interviews, verify income documents, and maintain data integrity while delivering excellent service.

Qualifications

• Achieve personal mortgage loan sales targets.
• Cross-sell MRTA to reach penetration targets.
• Maintain compliance with policies, regulators and KYC.
• Ensure data integrity and verify income documents.

Responsibilities

• Achieve personal mortgage loan sales targets.
• Cross-sell MRTA to customers.
• Develop relationships with developers, lawyers, valuers and real estate agents.
• Adhere to AML/KYC and ensure data integrity in operations.

Skills

Sales target

Mortgage sales

MRTA cross-sell

Developer relations

Job description

PRIMARY OBJECTIVE

Principally responsible for personal sales target to acquire new mortgage loans and to achieve the assigned targets. To cross sell MRTA and achieve minimum penetration rate.

MORTGAGE FINANCIAL TARGET

To achieve personal sales target To achieve MRTA penetration rate of 80%

SALES PRODUCTIVITY

To deliver min sales productivity of 2.5 mil per month To service and strengthen our business relationship with developers, lawyers, Valuers & real estate agents.

COMPLIANCE RISK MANAGEMENT

Ensure compliance with internal Policies, external Authorities Regulators / Legal / ML- KYC, Credit Policies and Service Standards. Exercise due care and diligence on matters related Money Laundering and KYC in the day to day operations, which include account opening, reporting suspicions and provide support to superior and subordinates. Ensure data integrity and all customers’ income documents are original sighted. Conduct face to face interview with customers.

A mantra for our clients, customers, partners and every member of the RHB family. Yes, you. Our employees are one of the reasons we are here today. Dynamic, forward-thinking and progressive, there is a reason why we are an award-winning financial institution. Join us today and be a part of a winning family. At RHB, we take pride in our people and our teams. Great relationships built on trust, a 'leading it right' environment, challenging assignments and a culture of excellence are the pillars to the dynamic and diversified workplace we call home. As we grow towards realising our aspirations, we promise a workplace built on the five pillars – RHB Cares; RHB Leads; RHB Inspires; RHB Progresses; and RHB Rewards.