Microfinance Growth Officer

Bank Pertanian Malaysia Berhad (Agrobank); Johor; On-site; MYR 39,000 - 73,000; Full time

Job summary

Bank Pertanian Malaysia Berhad (Agrobank) is seeking a field-based role to drive the branch's micro finance targets. You will conduct outreach, receive potential clients, perform initial assessments, and collect information to complete applications.

You will appraise financing proposals, complete required forms, and, upon approval, finalize documentation and set up accounts. Regular arrears follow-up and cross-selling BANCA products are part of the role.

Responsibilities

• Sales outreach for new business.
• Receive potential clients and conduct an initial assessment.
• Schedule interviews at clients’ place of business and residence to gather necessary information to complete application.
• Appraise the financing application and complete all the required forms associated with the financing appraisal (financing application, reference forms, credit analysis checklist, etc.).
• Upon approval, realize the financing by completing all the required documentation and opening the account on the computer system.
• Monitoring and follow-up accounts especially accounts in arrears trend by weekly/daily visit collection.
• Execute R&R on identified account.
• Submit weekly arrears/ salesreport to Branch Manager and Head Microfinance Regional Unit.
• In addition, sales the BANCA product by cross selling activity

Job description

Bank Pertanian Malaysia Berhad (Agrobank) is seeking a field-based role to drive the branch's micro finance targets. You will conduct outreach, receive potential clients, perform initial assessments, and collect information to complete applications.

You will appraise financing proposals, complete required forms, and, upon approval, finalize documentation and set up accounts. Regular arrears follow-up and cross-selling BANCA products are part of the role.