Credit Officer, Kuala Kubu Bharu Branch

Bank Pertanian Malaysia Berhad (Agrobank); Kuala Kubu Bharu; On-site; MYR 60,000 - 90,000; Full time

Job summary

Agrobank, Malaysia's government-owned bank focused on the agricultural sector, seeks a candidate to drive growth in the SME and Commercial portfolios. The role targets acquiring new customers and expanding existing relationships by offering product solutions that support customers’ business models and profitability.

Key duties include monitoring facility utilization, identifying financing opportunities, negotiating margins, building rapport within customer organisations, and advising on deal

Responsibilities

• Monitor overall facility utilization and profitability of assigned portfolio
• Identify customer needs and capture new financing and / or cross selling opportunities, negotiate for best margins to optimize account profitability
• Build rapport and develop meaningful networking in the customer's organization
• Provide support and advice to potential customers on business models, project financing and deal structures

Job description

Acquiring new customers and growing existing portfolio of SME and Commercial segments by offering product solutions to assist the customer’ business models and ultimately contributes to the Bank’s profitability and growth.

Responsible in optimum utilization of banking facilities and growth of portfolio while maintaining account relationship with both existing and prospective customers

Job Description

1. Monitor overall facility utilization and profitability of assigned portfolio
3. Identify customer needs and capture new financing and / or cross selling opportunities, negotiate for best margins to optimize account profitability.
4. Build rapport and develop meaningful networking in the customer's organization
5. Provide support and advice to potential customers on business models, project financing and deal structures

At Agrobank, our mission is to provide a holistic range of financial services and banking facilities with a focus on the agricultural sector.We dedicate our priority to the needs of our customers by providing attractive products and services such as savings activities, banking services, takaful, financing and advisory services.

Agrobank is a continuity of the former Bank Pertanian Malaysia which has 40 years of experience in agricultural banking and an excellent track record in shaping and developing successful entrepreneurs. With a wide network of branches throughout Malaysia, we are confident of providing the best services to all.

Agrobank is a Government-owned Bank under the Minister of Finance Incorporated (MFI). The bank’s financing of the agricultural sector is driven by a policy set forth by the Ministry of Agriculture and Agro-Based Industry (MOA). Agrobank today operates through 190 branches throughout Malaysia, and employs over 3,400 employees.

At Agrobank, our mission is to provide a holistic range of financial services and banking facilities with a focus on the agricultural sector.We dedicate our priority to the needs of our customers by providing attractive products and services such as savings activities, banking services, takaful, financing and advisory services.

Agrobank is a continuity of the former Bank Pertanian Malaysia which has 40 years of experience in agricultural banking and an excellent track record in shaping and developing successful entrepreneurs. With a wide network of branches throughout Malaysia, we are confident of providing the best services to all.

Agrobank is a Government-owned Bank under the Minister of Finance Incorporated (MFI). The bank’s financing of the agricultural sector is driven by a policy set forth by the Ministry of Agriculture and Agro-Based Industry (MOA). Agrobank today operates through 190 branches throughout Malaysia, and employs over 3,400 employees.