Micro Finance Officer (Labis, Johor)

Bank Pertanian Malaysia Berhad (Agrobank); Johor; On-site; MYR 39,000 - 73,000; Full time

Job summary

Bank Pertanian Malaysia Berhad (Agrobank) is seeking a field-based role to drive the branch's micro finance targets. You will conduct outreach, receive potential clients, perform initial assessments, and collect information to complete applications.

You will appraise financing proposals, complete required forms, and, upon approval, finalize documentation and set up accounts. Regular arrears follow-up and cross-selling BANCA products are part of the role.

Responsibilities

• Sales outreach for new business.
• Receive potential clients and conduct an initial assessment.
• Schedule interviews at clients’ place of business and residence to gather necessary information to complete application.
• Appraise the financing application and complete all the required forms associated with the financing appraisal (financing application, reference forms, credit analysis checklist, etc.).
• Upon approval, realize the financing by completing all the required documentation and opening the account on the computer system.
• Monitoring and follow-up accounts especially accounts in arrears trend by weekly/daily visit collection.
• Execute R&R on identified account.
• Submit weekly arrears/ salesreport to Branch Manager and Head Microfinance Regional Unit.
• In addition, sales the BANCA product by cross selling activity

Job description

To achieve the branch’s micro finance business target as approved by the management.

Sales outreach for new business.

Receive potential clients and conduct an initial assessment.

Schedule interviews at clients’ place of business and residence to gather necessary information to complete application.

Appraise the financing application and complete all the required forms associated with the financing appraisal (financing application, reference forms, credit analysis checklist, etc.).

Upon approval, realize the financing by completing all the required documentation and opening the account on the computer system.

Monitoring and follow-up accounts especially accounts in arrears trend by weekly/daily visit collection.

Execute R&R on identified account.

Submit weekly arrears/ salesreport to Branch Manager and Head Microfinance Regional Unit.

In addition, sales the BANCA product by cross selling activity

Unlock job insights

Hirer responsiveness Salary match Number of applicants

Your application will include the following questions:

• Which of the following statements best describes your right to work in Malaysia?
• What's your expected monthly basic salary?
• Which of the following types of qualifications do you have?
• Do you have sales experience in the banking & credit industry?

At Agrobank, our mission is to provide a holistic range of financial services and banking facilities with a focus on the agricultural sector.We dedicate our priority to the needs of our customers by providing attractive products and services such as savings activities, banking services, takaful, financing and advisory services.

Agrobank is a continuity of the former Bank Pertanian Malaysia which has 40 years of experience in agricultural banking and an excellent track record in shaping and developing successful entrepreneurs. With a wide network of branches throughout Malaysia, we are confident of providing the best services to all.

Agrobank is a Government-owned Bank under the Minister of Finance Incorporated (MFI). The bank’s financing of the agricultural sector is driven by a policy set forth by the Ministry of Agriculture and Agro-Based Industry (MOA). Agrobank today operates through 190 branches throughout Malaysia, and employs over 3,400 employees.

At Agrobank, our mission is to provide a holistic range of financial services and banking facilities with a focus on the agricultural sector.We dedicate our priority to the needs of our customers by providing attractive products and services such as savings activities, banking services, takaful, financing and advisory services.

Agrobank is a continuity of the former Bank Pertanian Malaysia which has 40 years of experience in agricultural banking and an excellent track record in shaping and developing successful entrepreneurs. With a wide network of branches throughout Malaysia, we are confident of providing the best services to all.

Agrobank is a Government-owned Bank under the Minister of Finance Incorporated (MFI). The bank’s financing of the agricultural sector is driven by a policy set forth by the Ministry of Agriculture and Agro-Based Industry (MOA). Agrobank today operates through 190 branches throughout Malaysia, and employs over 3,400 employees.