Manager, Risk Management (Credit Risk Governance)

hlb; Malaysia; On-site; MYR 180,000 - 300,000; Full time

Job summary

Hong Leong Bank in Malaysia seeks a senior Credit Risk Manager to monitor portfolio performance, analyze risks, and escalate vulnerabilities under BNM guidelines. You will lead a team of risk professionals and manage key stakeholder relationships, reporting to the Head of Credit Risk.

The role requires a strong background in credit risk, regulatory compliance, and leadership to drive risk governance across local and overseas operations.

Qualifications

• Bachelor's degree or higher in credit, risk management, finance or related field.
• Strong knowledge of credit risk concepts, Basel/BNM guidelines and regulatory reporting.
• Experience in leading risk teams and communicating with senior management.

Responsibilities

• Monitor credit portfolio performance and risk across portfolios in line with risk appetite.
• Lead preparation of CAQ and governance materials for internal and external stakeholders.
• Coordinate securitization reporting and onboarding with cross-functional partners.
• Maintain compliance with BNM SCEL policies and regulatory submissions.
• Oversee monitoring of connected parties and related dashboards for timely reporting.
• Lead stress testing data gathering, scenario analysis, and governance of models.
• Inspire and manage a high-performing team and engage senior management and regulators.

Skills

Leadership

Credit risk management

Regulatory knowledge

Data analysis

Stakeholder management

Communication skills

Education

Bachelor's degree or higher in related field

Tools

Regulatory reporting tools

Job description

If you are looking to excel and make a difference, take a closer look at us...

Overview

This role will be responsible to monitors Credit Portfolio performance, analyzes risks, and escalates vulnerabilities under BNM's Credit Risk guidelines while overseeing SCEL, Connected Parties, Cagamas securitization, and Stress Testing . You will also lead a team of credit risk professionals and manage key stakeholder relationships . This role will be reporting to the Head of Credit Risk.

Job Responsibilities

• Monitor Asset Quality, Sector Concentration, and Credit Portfolio Risk across Bank-wide, PFS, and BCB portfolios against Risk Appetite Statements, escalating breaches to senior management .
• Lead the compilation of the Credit Asset Quality (CAQ) presentation deck, governance materials, and routine portfolio reports for local and overseas operations .
• Coordinate operational workflows and reporting for Cagamas securitization with GALCO, Global Markets, and business partners to support funding strategies .
• Maintain BNM SCEL policies, compile the Top Exposure Dashboard, and provide primary advisory support to internal stakeholders .
• Oversee Connected Parties (CP) monitoring systems and dashboards, ensuring timely and accurate regulatory submissions to BNM .
• Execute data gathering, scenario execution, and reporting for Credit Stress Testing while strengthening model governance standards .
• Lead, motivate, and delegate tasks to the team while building strong relationships with senior management, regulatory bodies, and internal stakeholders

What We're Looking For

• Bachelor's degree or higher, preferably with a background in credit assessment, risk management, and banking regulations (risk certification preferred) .
• Minimum 5 to 8 years of experience in Credit Review, Credit Analysis, or Credit Risk Management .
• Strong analytical, critical thinking, and big-picture strategic skills with high attention to detail .
• Proven leadership ability to delegate, motivate, and manage a high-performing credit risk team .
• Excellent communication and presentation skills to convey complex risk concepts to senior management and external stakeholders .

About Hong Leong Bank

We are a leading financial institution in Malaysia backed by a century of entrepreneurial heritage. Providing comprehensive financial services guided by a Digital-at-the-Core ethos has earned us industry recognition and accolades for our innovative approach in making banking simpler and more effortless for our customers. Our digital and physical offerings span across a vast nationwide network in Malaysia, strengthened with an expanding regional presence in Singapore, Hong Kong, Vietnam, Cambodia, and China.

We seek to strike a balance between diversity, inclusion and merit to achieve our mission of infusing diversity in thinking and skillsets into our organisation. Candidates are assessed based on merit and potential, in line with our mission to attract and recruit the best talent available. Expanding on our "Digital at the Core" ethos, we are progressively digitising the employee journey and experience to provide a strong foundation for our people to drive life-long learning, achieve their career aspirations and grow talent from within our organisation.