Manager - Risk Management (Credit Decision Science)

Hong Leong Bank; Kuala Lumpur; On-site; MYR 180,000 - 300,000; Full time

Job summary

Hong Leong Bank in Malaysia is seeking a visionary in Credit Decision Science to architect intelligence that fuels strategic expansion. You will lead the end-to-end re-engineering of the Bank’s predictive engine, deploying AI-driven models that move beyond traditional risk management into strategic business optimization.

You will translate complex outputs into actionable commercial strategies, drive multi-dimensional insights, and own the model lifecycle to scale financing capacity and capture

Qualifications

• 3–5 years of experience in credit risk modeling or advanced analytics.
• Strong Python and SAS skills for data processing and modeling.
• Experience calibrating credit models and understanding multi-dimensional variables.

Responsibilities

• Lead end-to-end re-engineering of the Bank’s predictive engine using AI-driven models.
• Translate model outputs into actionable commercial strategies for growth.
• Transition from legacy frameworks to cutting-edge Decision Science.
• Own the model lifecycle to scale financing capacity and new markets.
• Collaborate with cross-functional teams to ensure robust, business-focused models.

Skills

Python

SAS

Credit risk modeling

Data analytics

Education

Data Science

Statistics

Financial Engineering

Job description

If you are looking to excel and make a difference, take a closer look at us… Overview At the intersection of bold business strategy and AI-driven analytics lies our Credit Decision Science team. We are looking for visionaries to architect the intelligence that fuels the Bank’s strategic expansion. In this role, you won’t just support the business - you will leverage multi-dimensional modeling to navigate new frontiers and scale aggressively. Join us to build the robust frameworks that don't just stay within risk appetites, but actively create the path for the Bank’s future success.

Responsibilities

• Architect the Future of Credit Intelligence: Lead the end-to-end re-engineering of the Bank’s predictive engine, deploying sophisticated multi-dimensional and AI-driven models that move beyond traditional risk management into the realm of strategic business optimization.
• Drive Multi-Billion Dollar Strategy: Act as a high-level consultant to Business Unit leaders, translating complex algorithmic outputs into actionable commercial strategies that directly capture new market opportunities and fuel the Bank's growth momentum.
• Innovation Without Boundaries: Mastermind the transition from legacy frameworks to cutting-edge Decision Science, utilizing AI to solve real-world financial challenges and creating intellectual legacy within a forward-thinking banking ecosystem.
• Direct Impact on Value Creation: Ownership of the model lifecycle where your technical precision doesn't just mitigate risk, it scales financing capacity and expands business volume, empowering the Bank to capture new markets and drive sustainable growth.
• Collaborative Leadership & Influence: Work at the intersection of data and vision, collaborating with cross-functional experts to ensure our models are not just statistically robust, but are the primary catalysts for winning in a competitive and volatile financial landscape.

Skills & Experience

• Quantitative Foundation: A strong academic background in a quantitative field (e.g. Data Science, Statistics, or Financial Engineering) with 3-5 years of experience in credit risk modeling or advanced analytics.
• Computational Fluency: Hands-on expertise in Python and SAS, with a proven ability to engineer and transform large-scale datasets into high-performance model inputs, and a passion for deploying AI/Machine Learning frameworks within a regulatory environment.
• Multi-Dimensional Insight: Experience in developing or recalibrating credit models, with a sophisticated understanding of how multi-dimensional variables impact the model’s predictive power and long-term stability.

About Hong Leong Bank

We are a leading financial institution in Malaysia backed by a century of entrepreneurial heritage. Providing comprehensive financial services guided by a Digital-at-the-Core ethos has earned us industry recognition and accolades for our innovative approach in making banking simpler and more effortless for our customers. Our digital and physical offerings span across a vast nationwide network in Malaysia, strengthened with an expanding regional presence in Singapore, Hong Kong, Vietnam, Cambodia, and China. We seek to strike a balance between diversity, inclusion and merit to achieve our mission of infusing diversity in thinking and skillsets into our organisation. Candidates are assessed based on merit and potential, in line with our mission to attract and recruit the best talent available. Expanding on our "Digital at the Core" ethos, we are progressively digitising the employee journey and experience to provide a strong foundation for our people to drive life-long learning, achieve their career aspirations and grow talent from within our organisation.

Hong Leong Bank (HLB) stands proudly as a leading financial services institution based in Malaysia, providing a wide range of comprehensive and innovative financial solutions across the region. These services are delivered through both digital and traditional means, via online and mobile banking, as well as our digital branch concept to provide customers with an efficient and seamless experience aided by technology. As the service and financial landscape changes rapidly with the ever-increasing use of technology, staying attuned to customers needs and desires becomes even more critical to HLB’s operations. To stay ahead of the dynamic changes, the Bank has adopted the approach of reimagining banking by embedding digital considerations and customer centricity in every aspect of our operations, from products and services as well as customer care and engagement. HLB’s ethos of being Digital-At-The-Core powered by customers-at-the-forefront will continue to lead us to innovate offerings in line with our aspiration of being a highly digital and innovative financial services organization.