Head, Disbursement

Bank Pembangunan Malaysia Berhad; Malaysia; On-site; MYR 78,000 - 123,000; Full time

Job summary

Bank Pembangunan Malaysia Berhad is seeking a proactive professional to oversee disbursement operations, ensuring accuracy and compliance across all transactions. You will manage conditions precedent, validate data in the banking system, monitor budgets, and support timely disbursement decisions.

The role offers cross‑department exposure, potential for small team leadership, and opportunities to work with clients and financial institutions to drive efficient, compliant financing disbursements.

Qualifications

• Diploma/Degree in Business Management or Banking.
• 3–5 years’ experience in banking sector.
• Ability to multitask and meet tight deadlines.

Responsibilities

• Ensure all disbursement conditions are met before submission for approval.
• Verify disbursement details for accuracy in the banking system.
• Take accountability for disbursement expenditures and credit administration.
• Follow up on Security Documentation and ensure compliance with conditions precedents for loan disbursements.
• Check documentation before disbursement to ensure terms are met.
• Communicate with clients, financial institutions, and authorities to support satisfaction and smooth operations.
• Review and validate applications for Disbursement-related documents (Factoring invoices, LC, Bank Guarantees, etc.).
• Enter and verify data in the financing system.
• Prepare disbursement reports and monitor budgets.
• Review and update disbursement SOPs regularly.
• Collaborate to support department goals and smooth operations.
• Troubleshoot system issues with vendors/IT; support audit matters.

Skills

Time management

Multitasking

Teamwork

Independent working

Education

Business Management or Banking degree

Job description

Elevate Your Banking Career with us! Be part of a team that is driving sustainable development and making positive impact on Malaysia's future.

Job Summary

You will be responsible for the execution and oversight of all disbursement activities, ensuring compliance with policies, procedures, and approval frameworks. The role requires hands‑on management to maintain accuracy and high standards of client service. We are looking for a proactive, committed team player who takes ownership of their tasks and is eager to learn and develop within the organization. Flexibility to be transferred across departments to gain new skills and experiences is important. Candidates with in‑depth project financing experience will have an advantage, as this role offers opportunities to apply specialised knowledge in managing complex financial disbursements.

Job Description

• Ensure all conditions precedent and disbursement conditions are met before submitting disbursement proposals for approval.
• Verify and validate all disbursement details entered into the banking system for accuracy and completeness.
• Take full accountability for disbursement expenditures and Credit Administration to ensure optimal budget utilisation.
• Perform proper follow‑up on Security Documentation and ensure compliance with conditions precedent for loan disbursements.
• Check and verify documentation before disbursement to ensure compliance with approved terms and conditions.
• Communicate effectively by promptly addressing client queries and coordinating with financial institutions, clients, and relevant authorities to support client satisfaction and smooth operations.
• Review and validate applications and documentation for issuing Factoring invoices, Letters of Credit, Bank Guarantees, Letters of Guarantee/Undertaking, Cash Advances, Cash‑i applications, and related documents.
• Perform data entry and verification in the financing system to ensure accuracy and completeness.
• Prepare disbursement reports and monitor budgets.
• Review and update disbursement procedures and Standard Operating Procedures (SOPs) regularly.
• Demonstrate a collaborative and team‑oriented approach to support overall department goals and ensure smooth operations.
• Take responsibility for troubleshooting system issues in coordination with vendors and IT.
• Take responsibility for audit matters related to disbursement and ensure timely and accurate responses.
• Prior experience in managing small teams will be considered an asset.
• Assist the Head of Credit Administration by ensuring timely and efficient follow‑up on all disbursement matters, while proactively handling any ad‑hoc tasks as they arise.
• Flexibility and readiness to take on these additional responsibilities are essential to support the team effectively.

Job Requirements

• Diploma/Degree in Business Management or Diploma/degree in Banking
• At least 3-5 years’ experience in banking sector
• Must have time management skills with ability to multitasking.
• Must have the ability to work both collaboratively and independently and to perform affectively under tight deadlines.

Requirement Head, Disbursement (Open)

Since1973, BankPembangunan has made a mark as one of Malaysia's first and leading Development Financial Institutions (DFIs), supporting national growth. We're known for innovative solutions that benefit both people and the country. Today, we continue to adapt to Malaysia's changing economy, providing financial services and supporting important national projects. With our focus on progress and impact, BankPembangunan remains committed to driving inclusive growth for Malaysia.