Executive, Underwriting Kuching

Allianz; Kuching; On-site; Confidential; Full time

Job summary

Allianz in Malaysia seeks an experienced underwriter to manage motor and non-motor risk within branch authority. You will ensure efficient department performance and align underwriting with company benchmarks while supporting growth across Commercial and P-Lines.

The role requires diligence in renewal terms, interactions with intermediaries, and guidance to clients and agents. You will coordinate with Head Office for high-risk cases and drive timely policy issuance and documentation.

Qualifications

• Diploma or degree in a related field.
• Demonstrated analytical and risk assessment abilities.
• Strong time management and organization skills.
• Familiarity with ChatGPT or similar AI tools is a plus.

Responsibilities

• To access and underwrite non-motor and motor risk within authority limits.
• To manage department efficiency in line with company benchmarks.
• Take charge of motor and non-motor underwriting matters.
• Review renewal terms, assist processing hub, and guide underwriting/issuance.
• Underwrite and assess insurance proposals according to guidelines.
• Discuss terms with intermediaries and review quotations before release.
• Provide guidance to clients, agents and marketers on underwriting matters.
• Liaise with Head Office on high-risk acceptances; ensure timely issuance.
• Ensure policy/endorsement issuance meets turnaround benchmarks.
• Oversee documents submission and scanning; support business development.
• Prepare non-motor quotation slips above BDM acceptance; handle additional duties as needed.

Skills

Underwriting

Risk assessment

Analytical skills

Time management

Education

Diploma/ Degree in relevant field

Tools

ChatGPT

Job description

Job Summary

• To access and underwrite non-motor and motor risk in accordance to branch mandate and authority limit.
• To manage the department efficiency in complying with the Company benchmark and standard.

Job Responsibilities

• To take charge of all motor and non-motor underwriting matters.
• To assist in GWP non-motor growth (Commercial & P-Lines) and motor profitable growth.
• To review renewal notices and determine the appropriate renewal terms and conditions.
• To assist processing hub on enquiries and giving guidance on underwriting/issuance of policy/endorsement.
• To underwrite and assess the submission of proposal for insurance in accordance to the Company guidelines and its inherited exposure.
• To determine and discuss with intermediaries on the appropriate terms and conditions applicable to risk acceptance.
• To review the quotation prepared by Marketing Department before the quotation is released to intermediaries or insured.
• To provide guidance to clients, agents and marketers on underwriting related matter via verbal and written communication.
• To liaise with Head Office on risk acceptance for risk above branch underwriting authority mandate.
• To ensure policy and endorsement issuance in accordance to company turnaround benchmarks.
• To ensure minimum 99% policy processing hub documents submission in OPUS scrutiny.
• To ensure underwriting documents are properly scanned into filenet.
• To involve in Business Development and assist BDM to secure new and renewal business.
• To prepare non-motor quotation slips for those risks above BDM’s UW acceptance mandate.
• To oversee underwriting department and ensure smooth progress.
• Any other duties as and when deemed necessary.

Requirements

• Candidate possess a Diploma/Degree
• Meticulous and good analytical skills
• Good time management skill
• Familiar with the use of ChatGPT

Allianz Group is one of the most trusted insurance and asset management companies in the world. Caring for our employees, their ambitions, dreams and challenges is what makes us a unique employer.

We are united by a shared commitment: to put our customers first and at the centre of everything we do. Their needs inspire our thinking and guide our actions.
Together, we can build an environment where everyone feels empowered and confident to explore, grow and shape a better future – for our customers and for the world around us. At Allianz, we stand for unity: we believe that a united world is a more prosperous world, and we are dedicated to consistently advocating for equal opportunities for all. The foundation for this is our inclusive workplace, where people and performance both matter, and where integrity, fairness, inclusion and trust are at the heart of our culture.

We therefore welcome applications regardless of race, ethnicity or cultural background, age, gender, nationality, religion, social class, disability or sexual orientation, or any other characteristics protected under applicable local laws and regulations.

Join us. Let’s care for tomorrow.