Equipment Finance Business Manager

BMW Group Malaysia; Penang; On-site; MYR 60,000 - 120,000; Full time

Job summary

BMW Group Malaysia in Penang seeks an Equipment Finance – Business Manager to drive sales, manage credit processes, and coordinate funding for commercial vehicles and material handling equipment. You will forge vendor partnerships and guide end-to-end financing transactions.

The role requires 1–3 years in Sales or Financial Services, a Diploma or Bachelor’s in Business or Finance, and proficiency with Word, Excel, PowerPoint; Mandarin is an added advantage.

Qualifications

• Diploma or Bachelor’s degree in Business, Finance, or related disciplines.
• 1–3 years of relevant working experience in Sales or Financial Services.
• Knowledge of equipment financing, financial services products, or credit risk management is an advantage.
• Strong working knowledge of Microsoft Word, Excel, and PowerPoint.

Responsibilities

• Drive sales targets and KPIs through proactive business development activities.
• Prepare and manage end‑to‑end loan submissions and liaise with internal credit teams.
• Coordinate loan agreements, documentation, and timely disbursement of approved loans.
• Cross‑sell corporate programmes to equipment finance customers to promote the BMW brand.

Skills

Sales

Financial services

Credit risk management

Microsoft Word

Microsoft Excel

PowerPoint

Education

Diploma or Bachelor’s degree in Business or Finance

Tools

Microsoft Word

Microsoft Excel

PowerPoint

Job description

At the BMW Group, everything starts with passion. It turns a profession into a vocation. It drives us to continually reinvent mobility and deliver premium financial solutions that move businesses forward.

We are currently looking for a driven and customer‑focused Equipment Finance – Business Manager based in Penang.

Are you ready to shape the future together?

In this role, you will play a key part in driving sales performance, strengthening vendor partnerships, and delivering seamless equipment financing solutions to our customers. You will act as the front line in business development while ensuring strong credit and documentation processes.

What awaits you?

As an Equipment Finance – Business Manager, you will:

Sales & Business Development

• Drive sales targets and key performance indicators (KPIs) through proactive business development activities.
• Execute sales strategies to achieve assigned budgets and grow the equipment finance portfolio.
• Enhance and maintain strong relationships with equipment vendors to generate sustainable business leads.

Credit Management & Loan Processing

• Prepare and manage end‑to‑end loan submissions, including data input, document uploads, and responses to credit approval queries.
• Collect and consolidate required information for credit assessment and liaise closely with internal credit teams.
• Communicate credit decisions to customers and negotiate revised terms where required.

Documentation & Funding Support

• Issue letters of undertaking to vendors and coordinate loan agreement preparation and execution.
• Ensure hire purchase agreements and related documentation are properly completed.
• Work with settlement and funding teams to ensure timely disbursement of approved loans.
• Manage FIS e‑Hakmilik registration for new and used commercial vehicles and material handling equipment.

Cross‑functional Collaboration & Brand Advocacy

• Cross‑sell corporate programmes to equipment finance customers to promote the BMW brand and support overall vehicle sales.
• Work closely with internal stakeholders to ensure smooth execution and high customer satisfaction throughout the financing lifecycle.

What should you bring along?

• Diploma or Bachelor’s degree in Business, Finance, or related disciplines.
• 1–3 years of relevant working experience in Sales or Financial Services.
• Knowledge of equipment financing, financial services products, or credit risk management is an advantage.
• Strong working knowledge of Microsoft Word, Excel, and PowerPoint.
• Good command of English (written and spoken); proficiency in Mandarin is an added advantage but not mandatory.
• A self‑driven, disciplined team player who performs well with minimal supervision.
• Strong interpersonal skills with a collaborative and solution‑oriented mindset.

What can you look forward to?

• A dynamic, inclusive, and performance‑driven working environment.
• Opportunities to grow your career within a leading global financial services organization.
• Exposure to a wide network of partners, clients, and internal stakeholders.
• The chance to make a direct impact on business growth and customer success.

Are you up for an exciting challenge to accelerate your career?

At the BMW Group, we see diversity and inclusion in all its dimensions as a strength for our teams. Equal opportunities are a particular concern for us, and the equal treatment of applicants and employees is a fundamental principle of our corporate policy. That is why our recruiting decisions are also based on personality, experience and skills.

Find out more about diversity at the BMW Group at bmwgroup.jobs/diversity