Early Care Credit Risk Specialist

Hong Leong Bank; Kuala Lumpur; On-site; MYR 60,000 - 90,000; Full time

Job summary

Hong Leong Bank is seeking a dedicated professional to focus on early identification of deteriorating loan assets and to minimize potential impairment. The role collaborates with Business & Corporate Banking to set effective strategies and reports to the Head of Group Special Assets.

The candidate will perform credit evaluation of Watch List and High Risk accounts, monitor downgrades, and provide guidance to BC on credit concerns, aiming to safeguard bank assets and ensure timely reporting to

Qualifications

• Malaysian citizen.
• Degree holder in Business, Accounting, Banking & Finance or equivalent.
• 3–5 years related working experience.
• Able to work independently and in a team.
• Self-motivated with strong work ethic.

Responsibilities

• Credit evaluation of WL and HR accounts; identify concerns; recommend actions.
• Assess trigger hits to downgrade accounts to WL/HR.
• Manage WL/HR with BC; monitor payments and compliance; provide status updates.
• Assist BC in dealing with credit concerns; vet R&R Letter of Offer; follow through on legal docs.
• Provide Early Alerts to BC & CED via Pre-IL reports; monitor daily PDBs and downgrades.
• Prepare/update status reports for SAC Meetings, Mgmt, BNM, auditors, CGC, SJPP.
• Update status for new inflows into WL/HR.

Skills

Credit evaluation

WL/HR account management

Payments monitoring

Reporting accuracy

Stakeholder coordination

Education

Degree in Business, Accounting, Banking & Finance or equivalent

Job description

Hong Leong Bank is seeking a dedicated professional to focus on early identification of deteriorating loan assets and to minimize potential impairment. The role collaborates with Business & Corporate Banking to set effective strategies and reports to the Head of Group Special Assets.

The candidate will perform credit evaluation of Watch List and High Risk accounts, monitor downgrades, and provide guidance to BC on credit concerns, aiming to safeguard bank assets and ensure timely reporting to