Credit Risk Manager, Early Care - Watchlist/HR

Hong Leong Bank; Malaysia; Hybrid; MYR 90,000 - 130,000; Full time

Job summary

Hong Leong Bank is seeking a Manager - Wholesale Credit (Early Care) to identify deteriorating loan quality early and work with Business & Corporate Banking to minimize losses. The role reports to the Head, Group Special Assets.

The ideal candidate is a Malaysian citizen with a degree in Business, Accounting, Banking & Finance or equivalent and 3-5 years of relevant experience. Independent work style and strong work ethic are essential.

Qualifications

• Malaysian citizen.
• Degree in Business, Accounting, Banking & Finance or equivalent.
• 3-5 years related working experience.
• Able to work independently as well as part of a team.
• Self-motivated with a strong work ethic.

Responsibilities

• Credit evaluation of Watch List (WL) and High Risk (HR) accounts, identify concerns and recommend actions.
• Assess trigger hits to determine whether accounts should be downgraded to WL/HR.
• Manage WL/HR accounts with BC; monitor payments and compliance; provide status updates to Mgmt/BNM/auditors/CGC/SJPP.
• Assist BC with accounts' credit concerns, vetting R&R Letter of Offer and completing legal documentation.
• Provide Early Alerts via Pre-IL report and monitor daily PDBs, CA expirations, rating downgrades, and adverse news for early detection of deterioration.
• Ensure data accuracy for WL/HR reports; prepare and update status reports for SAC Meetings/Mgmt/BNM/auditors/CGC/SJPP; update status for new inflows into WL/HR.

Education

Bachelor's degree in Business, Accounting, Banking & Finance or equivalent

Job description

Hong Leong Bank is seeking a Manager - Wholesale Credit (Early Care) to identify deteriorating loan quality early and work with Business & Corporate Banking to minimize losses. The role reports to the Head, Group Special Assets.

The ideal candidate is a Malaysian citizen with a degree in Business, Accounting, Banking & Finance or equivalent and 3-5 years of relevant experience. Independent work style and strong work ethic are essential.