Mortgage Credit & Risk Analyst

Hong Leong Bank; Kuala Lumpur; On-site; MYR 67,000 - 112,000; Full time

Job summary

Hong Leong Bank is seeking a Mortgage Credit Analyst to evaluate and approve mortgage applications, assess financials and risks, and ensure timely processing. The role involves detecting fraudulent submissions and escalating issues to the Fraud Management Unit.

Malaysian citizenship and a relevant Bachelor's degree are required, with opportunities to grow within the organization. The ideal candidate will have strong analytical skills, attention to detail, and the ability to work under tight

Qualifications

• Malaysian citizen required.
• Bachelor's degree in Banking, Economics, Finance, Accountancy, Business Studies or equivalent.

Responsibilities

• Perform credit evaluation, recommendations and approval for Mortgage applications.
• Evaluate and recommend loans for approval beyond discretionary power.
• Assess applicant's financial status, credit worthiness and risk before terms.
• Ensure mortgage applications are processed within internal turnaround time.
• Detect fraudulent applications, tampered/suspicious documents and escalate to Fraud Management Unit.

Skills

Credit evaluation

Financial analysis

Risk assessment

Fraud detection

Credit risk

Education

Bachelor's degree in Banking, Economics, Finance, Accountancy, Business Studies or equivalent

Job description

Hong Leong Bank is seeking a Mortgage Credit Analyst to evaluate and approve mortgage applications, assess financials and risks, and ensure timely processing. The role involves detecting fraudulent submissions and escalating issues to the Fraud Management Unit.

Malaysian citizenship and a relevant Bachelor's degree are required, with opportunities to grow within the organization. The ideal candidate will have strong analytical skills, attention to detail, and the ability to work under tight