Credit Analyst-Australian Mortgage Lending

My Fin Resources Sdn Bhd; Kuala Lumpur; On-site; MYR 89,000 - 123,000; Full time

Job summary

My Fin Resources Sdn Bhd is seeking an experienced Credit Analyst with a mortgage lending background to support Malaysia-based and overseas teams, focusing on Australia and China market practices. You will conduct credit assessments, prepare submissions, and maintain CRM records while coordinating with Mandarin-speaking referral partners.

The role emphasizes strong attention to detail, ability to meet deadlines, and independent work within a team.

Qualifications

• Relevant experience in credit analysis within mortgage lending is essential.
• Strong understanding of credit assessment, loan documentation and mortgage lending processes.
• Proficient in Mandarin for client communication with Mandarin-speaking partners.

Responsibilities

• Conduct pre-assessment and full credit assessments of new residential mortgage loan applications.
• Assess applicant's financial positions, supporting documents and credit profiles per lending policies.
• Prepare and package loan submissions for Lending Approval and sign-off.
• Ensure all application information and supporting documentation are complete, accurate and properly presented.
• Maintain accurate and timely records in the company's in-house CRM system throughout the loan application process.
• Follow up promptly on outstanding documents to progress applications within the required timeframe.

Skills

Credit analysis

Mortgage lending

Mandarin communication

Attention to detail

Time management

Teamwork

Tools

CRM system

Job description

Credit Analyst-Australian Mortgage Lending

We are looking for an experienced Credit Analyst with a background in mortgage lending to join our growing financial services team. This role provides an opportunity to apply your existing credit analysis experience while receiving on-the-job training in Australian mortgage lending policies, products and processes. You will work closely with our Malaysian team and overseas financial services professionals to support clients and referral partners, particularly within the China market, and develop a strong understanding of the differences between Southeast Asian and Australian lending practices.

Key responsibilities

• Conduct pre-assessment and full credit assessments of new residential mortgage loan applications.
• Assess applicant's financial positions, supporting documents and credit profiles in accordance with applicable lending policies and guidelines.
• Prepare and package loan submissions for Lending Approval and sign-off.
• Ensure all application information and supporting documentation are complete, accurate and properly presented.
• Maintain accurate and timely records in the company's in-house CRM system throughout the loan application process.
• Follow up promptly on outstanding documents and requirements to ensure applications progress within the required timeframe.

About you

• Relevant experience in credit analysis within the mortgage lending industry is essential.
• Good understanding of credit assessment, loan documentation and mortgage lending processes.
• Strong written and verbal communication skills in Mandarin to effectively communicate with Mandarin-speaking clients and referral partners.
• Strong attention to detail with the ability to manage multiple loan applications and priorities simultaneously.
• Ability to meet deadlines and manage applications within required turnaround times.
• Ability to work independently while contributing positively as a team player.

About us

We are a well-established and growing financial services and Mortgage Administration company supporting financial institutions, lenders and managers across Australia and the UK. We provide a comprehensive range of back-office mortgage lending services, including compliance, due diligence, credit assessment, loan processing, account management and customer support, covering both residential and commercial lending across international markets.

We are a well-established and dynamic Mortgage Administration Company working in tandem with Lenders and Managers in Australia that offer a diverse product suite including residential and commercial loans to the overseas markets.

We are a well-established and dynamic Mortgage Administration Company working in tandem with Lenders and Managers in Australia that offer a diverse product suite including residential and commercial loans to the overseas markets.