Mortgage Credit Evaluation Manager

Hong Leong Bank Berhad; Kampung Malaysia Tambahan; In loco; MYR 67.000 - 100.000; Tempo pieno

Descrizione del lavoro

Hong Leong Bank Berhad is seeking a detail‑oriented professional to assess mortgage loans. You will analyze financial status and creditworthiness to support approvals and ensure timely processing.

The role includes identifying potential fraud and escalating risks to protect the bank and customers. Ideal candidates hold a relevant bachelor's degree and are prepared to evaluate applications with diligence and integrity in a fast-paced environment.

Competenze

• Bachelor's degree or equivalent in banking, economics, finance, accounting, business studies or related field.

Mansioni

• Perform credit evaluation, recommendations and approval for Mortgage applications.
• Evaluate and recommend loans for approval beyond discretionary power.
• Evaluate applicant's financial status, credit worthiness and risk before providing credit terms.
• Ensure mortgage applications are processed within internal turnaround time.
• Detect fraudulent application, tampered/suspicious documents and escalate to Fraud Management Unit.

Conoscenze

Credit evaluation

Mortgage

Financial analysis

Risk assessment

Formazione

Bachelor's Degree in Banking, Economics, Finance, Accountancy, Business Studies or equivalent

Descrizione del lavoro

If you are looking to excel and make a difference, take a closer look at us…

Our People Make the Difference

We believe our employees are our greatest assets. In an effort to continuously develop human capital, Hong Leong Bank offers an inclusive work environment for employees to develop their full potential and give back to the communities where we operate. Working with us gives you the opportunity to do things that make a real difference in people’s lives. If you are looking to excel and make that difference, take a closer look at us

Our inclusive work environment and effort to continuously develop our human capital will surely enrich your working experience.

Join us, and take your career to new heights.

Job Responsibilities

• To perform credit evaluation, recommendations and approval for Mortgage applications
• To evaluate and recommend loans for approval beyond their discretionary power
• To evaluate applicant's financial status, credit worthiness and risk before providing credit terms
• To ensure mortgage applications are processed within internal turnaround time
• To detect fraudulent application, tampered/ suspicious documents and ensure timely fraud escalation to the Fraud Management Unit.

Requirements

• Malaysian Citizen
• Bachelor's Degree in Banking, Economics, Finance, Accountancy, Business Studies or equivalent

About Hong Leong Bank

We are a leading financial institution in Malaysia backed by a century of entrepreneurial heritage. Providing comprehensive financial services guided by a Digital-at-the-Core ethos has earned us industry recognition and accolades for our innovative approach in making banking simpler and more effortless for our customers. Our digital and physical offerings span across a vast nationwide network in Malaysia, strengthened with an expanding regional presence in Singapore, Hong Kong, Vietnam, Cambodia, and China.

We seek to strike a balance between diversity, inclusion and merit to achieve our mission of infusing diversity in thinking and skillsets into our organisation. Candidates are assessed based on merit and potential, in line with our mission to attract and recruit the best talent available. Expanding on our “Digital at the Core” ethos, we are progressively digitising the employee journey and experience to provide a strong foundation for our people to drive life‑long learning, achieve their career aspirations and grow talent from within our organisation.