Credit Analyst

HIKMAH SETIA PENJAWAT SDN BHD; Kuala Lumpur; On-site; MYR 56,000 - 89,000; Full time

Job summary

HIKMAH SETIA PENJAWAT SDN BHD is seeking a detail-oriented Credit Analyst (Assistant/Executive) to support credit and finance operations in KL. You will maintain records, process credit applications, and ensure accurate documentation and reporting while upholding regulatory compliance.

The role emphasizes data integrity, confidentiality, and collaboration with internal teams to facilitate smooth credit approvals and timely disbursements. Fluency in Bahasa Malaysia and English is required.

Qualifications

• 2–3 years of experience in credit administration or finance operations.
• Diploma or Degree in Business Administration, Finance, or Accounting.
• Strong attention to detail and accuracy with numbers and text.
• Good understanding of administrative and data entry processes.
• Able to handle confidential information securely and discreetly.
• Excellent interpersonal and communication skills in English and Bahasa Malaysia.

Responsibilities

• Input, update, and maintain accurate credit and financial data in internal systems.
• Ensure timely and accurate processing of credit applications, documentation, and records.
• Assist in the preparation, verification, and maintenance of reports related to credit and financial operations.
• Perform data checks to ensure accuracy and completeness of financial and credit information.
• Apply and follow company policies and procedures when processing client applications.
• Conduct relevant screening and verification processes for potential and existing clients.

Skills

Attention to detail

Communication skills

Microsoft Office proficiency

Bilingual Bahasa Malaysia & English

Team collaboration

Time management

Education

Diploma or Degree in Business Administration, Finance, Accounting, or related field

Tools

Microsoft Office

Job description

Position Overview – Credit Analyst (Assistant/Executive Level)

We are looking for a detail-oriented and organized candidate to support our credit and finance operations. This role is responsible for maintaining accurate records, processing credit and financial data, managing documentation, and supporting day-to-day administrative functions to ensure operational efficiency and regulatory compliance.

The successful candidate will play an important role in supporting internal teams, ensuring smooth credit-related processes, and maintaining the accuracy and integrity of financial information.

Job Description

1. Credit & Financial Data Administration

Input, update, and maintain accurate credit and financial data in internal systems.

Ensure timely and accurate processing of credit applications, documentation, and records.

Assist in the preparation, verification, and maintenance of reports related to credit and financial operations.

Perform data checks to ensure accuracy and completeness of financial and credit information.

2. Policy & Regulatory Compliance

Apply and follow company policies and procedures when processing client applications.

Conduct relevant screening and verification processes for potential and existing clients.

Ensure all data entry and processing activities comply with internal policies and applicable regulatory requirements.

Handle sensitive and confidential information with the highest level of discretion.

3. Document Management & Filing

Maintain organized filing systems for credit documents, contracts, and financial records.

Ensure documents are properly recorded, stored, and readily accessible for audits and internal reference.

Monitor documentation to ensure records are complete and up to date.

4. Internal Coordination

Liaise with relevant internal departments to ensure credit-related processes are completed accurately and efficiently.

Coordinate with internal teams to facilitate smooth credit approval and disbursement workflows.

Follow up on outstanding documentation or information required to complete credit-related processes.

5. Compliance & Confidentiality

Ensure all processes and data handling activities comply with company policies and regulatory standards.

Maintain strict confidentiality when handling client, financial, and company information.

Escalate any discrepancies, irregularities, or compliance concerns to the relevant parties.

6. Additional Duties

Perform any other duties and responsibilities as assigned by management from time to time.

Job Requirements

2–3 years of experience in credit administration, finance operations, or a related role.

Diploma or Degree in Business Administration, Finance, Accounting, or a related field.

Strong attention to detail and accuracy when handling numerical and written information.

Good understanding of administrative and data entry processes.

Familiarity with handling confidential and sensitive information securely.

Strong organizational and time-management skills, with the ability to prioritize tasks effectively under pressure.

Ability to work collaboratively with internal teams to achieve business objectives.

Excellent interpersonal and communication skills, with the ability to communicate effectively with diverse stakeholders.

Proficient in Microsoft Office and general data entry and documentation tasks.

Able to work effectively in a fast-paced environment with minimal supervision.

Excellent written and verbal communication skills.

Fluent in both Bahasa Malaysia and English.