Corporate Relationship Manager

Bank of China (M) Berhad; Kuala Lumpur; On-site; MYR 89,000 - 156,000; Full time

Benefits offered by this job

Medical insurance

Life insurance

Allowances

Job summary

Bank of China (M) Berhad is seeking a Relationship Manager (Corporate Banking) in Kuala Lumpur. You will market the bank’s products to grow the customer portfolio while adhering to risk policies and AML/CFT guidelines.

The role requires handling credit evaluation, facility structuring, and relationship management across assigned portfolios. Responsibilities include onboarding new clients, preparing credit proposals, ensuring account health, and developing business strategies aligned with market

Qualifications

• Bachelor’s degree in Accounting/Finance or related discipline.
• 5–8 years of banking experience preferred.
• Exposure to credit and banking products is advantageous.
• Excellent spoken and written English and Chinese.
• Own transport to perform RM duties is an added advantage.

Responsibilities

• Solicit, originate and onboard new customers within risk appetite.
• Develop trusted client relationships to optimize profitability.
• Evaluate credits, structure facilities, negotiate terms, and prepare credit proposals.
• Review accounts timely to ensure proper performance and identify red flags.
• Prepare business strategy plans and stay updated on market trends.

Skills

Interpersonal skills

Communication skills

English (spoken & written)

Chinese (spoken & written)

Own transport

Education

Bachelor’s degree in Accounting/Finance or related

Job description

AstheRelationshipManager(CorporateBanking) at Bank of China (M) Berhad,youwillplayakeyroleto market the Bank’s products and services and enhance the Bank’s customer portfolio within the prescribed policies and guidelines, and to conduct credit reviews.

This full-time position is available in our Kuala Lumpur head office and Kuching branch.

Key Responsibilities

To solicit, originate and on-board new customers in accordance to Bank’s risk appetite and to develop trustable clients’ relationship of the assigned portfolio to optimize relationship’s profitability.

To implement credit evaluation and structuring of credit facilities, negotiation of facility terms, preparation of credit proposal including analyzing of overall financial situation; identify risk factors with mitigating justification and measures; customer profiling based on credit rating and conduct of accounts and other relevant information available.

To complete review in a timely and accurate manner to ensure accounts are in proper and performing conditions; to identify potential red flags; compliance of covenants and to ensure healthy utilization of facilities and conduct of account.

To prepare business strategy plan for accounts under his/her management and to keep abreast with the development in market and industry trend, outlook to ascertain threat and opportunities from the existing and potential portfolios.

To prioritize implementation of Anti Money Laundering guidelines are adhered strictly and ensure all Customer Due Diligence and/or Enhanced Due Diligence and Know Your Customer’s Customer are properly executed with relevant supporting documents in accordance to the Bank’s Anti-Money Laundering and Counter Financing of Terrorism (AML/CFT) Operations Manual.

To adhere and ensure compliance with applicable laws and regulations, policies, procedures and guidelines and any other relevant guidelines or circulars issued by BNM, Association of Banks in Malaysia, BOCHK Group, BOCL and/or any regulatory bodies from time to time.

Report suspicious transactions to the Compliance Officer and ensure the secrecy of all cases reported to the Compliance Officer.

Perform any other functions as assigned by Management from time to time.

Requirements

DegreeholderorabovewithmajorinAccounting, Financeorrelateddisciplines.

Minimum5 to 8yearsofworkingexperience(banking experience is preferred).

Exposure and working knowledgeincredit and/or banking. productswillbeanaddedadvantage.

Goodinterpersonalandcommunicationskill.

GoodcommandofbothspokenandwrittenEnglishandChinesewillbepreferred.

Self-own transportation to perform Relationship Manager duties will be an added advantage.

Weoffercompetitiveremunerationpackageandcomprehensivefringebenefitsincludingmedicaland lifeinsurance,anddifferenttypesofallowancestotherightcandidates.

Established in 1912, Bank of China is the oldest bank in China.

It has been ranked one of the world's top banks in terms of core capital by The Banker. Bank of China has been included in the Fortune Global 500 for 13 consecutive years. Bank of China is the first and the only Chinese bank that has presence in all major continents. At the present the bank offers financial services through its global network of over 560 overseas offices in 25 countries and regions. We are inviting qualified candidates to join us as:

Established in 1912, Bank of China is the oldest bank in China.

It has been ranked one of the world's top banks in terms of core capital by The Banker. Bank of China has been included in the Fortune Global 5...