Assistant Manager / Manager- Corporate Banking (Penang)

Maybank; Penang; On-site; MYR 60,000 - 90,000; Full time

Job summary

Maybank is seeking a skilled corporate banking professional to manage a portfolio of local corporate accounts and support senior leadership in credit origination and account management. You will analyze financing requirements, prepare terms, and drive loan approvals using EOS and related systems.

The role emphasizes regulatory compliance, documentation, and collaboration with clients, solicitors, and internal teams to monitor covenants and ensure timely reporting.

Qualifications

• Bachelor's degree or equivalent professional qualification.
• 3–5 years of related experience in credit or banking.
• Preference for credit-related work with analytical and financial analysis skills.
• Familiarity with Maybank credit systems (EOS, MFI, CRRS).
• Strong verbal and written communication and ability to work with multiple stakeholders.

Responsibilities

• Will be responsible for managing a portfolio of local corporate accounts.
• Support the team's Associate Director and Director on all aspects of account management.
• Understand clients' financing requirements and perform detailed analysis, evaluation & structure detailed financing terms.
• Credit origination including writing credit papers, using EOS and other systems for loan origination & driving internal process flow for credit approvals.
• Ensure all transactions comply with applicable regulatory framework, guidelines and the Group's policies and procedures.
• Negotiation and finalization of loan documentation.
• Liaise with internal stakeholders and external parties such as client, solicitors, accountants, financial advisers, etc.
• Monitor loan covenants and approval conditions to prevent breaches, including identifying early warning triggers for potential credit deterioration.
• Responsible for all relevant housekeeping, administrative, operational and reporting requirements in relation to account portfolio.

Skills

Financial analysis

Credit assessment

Analytical skills

Stakeholder management

Communication skills

Education

Bachelor's Degree

Tools

EOS

MFI

CRRS

Job description

• Will be responsible for managing a portfolio of local corporate accounts.
• Support the team's Associate Director and Director on all aspects of account management.
• Understand clients' financing requirements and perform detailed analysis, evaluation & structure detailed financing terms.
• Credit origination including writing credit papers, using EOS and other systems for loan origination & driving internal process flow for credit approvals.
• Ensuring all transactions comply with applicable regulatory framework, guidelines and the Group's policies and procedures.
• Negotiation and finalization of loan documentation.
• Liaising with internal stakeholders and external parties such as client, solicitors, accountants, financial advisers, etc.
• Monitoring of loan covenants and approval conditions to prevent breaches, including identifying early warning triggers for potential credit deterioration.
• Responsible for all relevant housekeeping, administrative, operational and reporting requirements in relation to account portfolio.

Requirements:

• Candidate must possess at least a Bachelor's Degree or equivalent professional qualification and at least three (3) - five (5) years of related experience.
• Preference for Credit-related work experience with analytical skills and ability to conduct financial analysis, credit assessment and origination.
• Preference for familiarity using Maybank's credit related systems e.g. loan origination system (EOS), financial spreading (MFI) and rating (CRRS).
• Effective verbal and written communication skills together with the ability to work independently and solve problems with minimal supervision. Strong interpersonal skills with disposition to handle multiple stakeholders.
• Strong drive and ability to leverage on the knowledge and experience from within the Group including practical knowledge of Maybank's credit administration, policy and procedures.