Assistant Manager Financial Planning & Analyst | Fintech, SSC

MHA Consultancy Services Sdn Bhd; Kuala Lumpur; Hybrid; MYR 120,000 - 180,000; Full time

Job summary

MHA Consultancy Services Sdn Bhd is seeking an Assistant Manager of FP&A to own budgeting, forecasting, and performance management for a fast-moving fintech lending business. You will partner with senior leaders and guide junior analysts while shaping pricing and growth decisions.

In this hybrid role, you will collaborate across Finance, Product, Risk and Operations to align financial planning with strategy and to deliver clear, data-driven narratives for executive leadership.

Qualifications

• Bachelor’s degree in Finance, Accounting, Economics or related quantitative field.
• Professional qualification (ACCA, CPA, CFA, CIMA or equivalent) is advantageous.

Responsibilities

• Own the annual budgeting process and rolling monthly/ quarterly forecasts.
• Design and maintain driver-based models reflecting business performance.
• Lead detailed actual-vs- forecast variance analysis and surface key risks and opportunities.
• Act as finance partner to business unit heads and senior management to inform pricing and product decisions.
• Monitor cash flow velocity and risk-adjusted ROI across lending portfolios.
• Lead cost-of-funds and product-level profitability analysis to guide strategy and pricing.
• Analyze high-volume, small-ticket transactions to derive turnover rates and commercial insights.
• Prepare management reports, dashboards and board presentations; translate data into actionable narratives.
• Drive improvements in planning processes, reporting automation and data quality using Excel, Power Query and BI tools.
• Review work, coach and mentor junior analysts.

Skills

Advanced Excel

Power Query

Financial modeling

Driver-based forecasting

Power BI

Tableau

Stakeholder management

Leadership/mentoring

Education

Bachelor's Degree in Finance

ACCA/CPA/CFA/CIMA or equivalent

Tools

SAP

Oracle

Dynamics

Job description

Assistant Manager Financial Planning & Analyst | Fintech, SSC

About the Role:
We are seeking a commercially sharp FP&A Assistant Manager to join our finance team and take ownership of budgeting, forecasting, and performance management across a fast-moving lending business. You will be a trusted business partner to senior leadership, using portfolio and cash flow insights to shape pricing, credit, and growth decisions, while guiding and developing junior analysts in the team.

Industry: Fintech / Digital Lending / Payment / Financial Services
Location: Maluri
Work Mode: Hybrid
Work Hours: Monday - Friday, 9am to 6pm
Reporting To: Finance Manager

Key Responsibilities:

Budgeting & Forecasting: Own the annual budgeting process and rolling monthly/quarterly forecasts. Design and maintain driver-based models that reflect business performance and support strategic planning.

Variance & Performance Analysis: Lead detailed actual-vs-forecast variance analysis, surface key risks, trends, and opportunities, and recommend corrective actions to business leaders.

Strategic Business Partnering: Act as the finance partner to business unit heads and senior management, providing insights that directly inform pricing, product, and operational decisions.

Portfolio & Cash Flow Analysis: Monitor cash flow velocity and risk-adjusted ROI across the lending/receivables portfolio, and flag emerging risks early.

Profitability & Cost of Funds: Lead cost-of-funds and product-level profitability analysis across lending or BNPL products to guide product strategy and pricing.

Transaction Turnover Analysis: Analyze high-volume, small-ticket transactions to determine turnover rates by product or channel, translating findings into commercial recommendations.

Reporting & Executive Presentation: Prepare and review management reports, dashboards, and board-level presentations, turning complex financial data into clear, actionable narratives.

Process & Systems Improvement: Drive improvements in planning processes, reporting automation, and data quality using Excel, Power Query, and BI tools.

Team Leadership: Review work, coach, and mentor junior analysts, ensuring accuracy, timeliness, and analytical rigor.

Cross-Functional Collaboration: Partner with Finance, Product, Risk, and Operations to align financial planning with broader business strategy.

Job Requirements:

Education: Bachelor’s Degree in Finance, Accounting, Economics, or a related quantitative field. Professional qualification (ACCA, CPA, CFA, CIMA or equivalent) is advantageous.

Experience: Minimum 6-8 years of experience in FP&A, financial analysis, or business finance, including at least 2 years in a senior or supervisory capacity.

Industry Exposure: Prior experience in Fintech/P2P Lending, Retail/SME Banking FP&A or Credit, or Platform Fintech (BNPL) is highly advantageous.

Technical Skills: Advanced Excel skills (financial modeling, Power Query) and proven experience building driver-based forecast models. Familiarity with ERP or financial systems (SAP, Oracle, Dynamics) and BI tools (Power BI, Tableau) is a plus.

Analytical Mindset: Strong ability to turn complex data into clear insights and sound recommendations.

Stakeholder Management: Confident presenting and challenging assumptions with senior management, and influencing non-finance partners.

Leadership: Experience guiding or mentoring junior team members is a plus.

Traits: Detail-oriented, ownership-driven, deadline-focused, and comfortable in a fast-paced, evolving environment.