Unsecured Lending Risk Analyst — Portfolio Insight

Hsbc Global Services Limited

Xico

On-site

MXN 300,000 - 420,000

Full time

11 days ago

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Job summary

HSBC Global Services Limited in Mexico is seeking a Credit Risk Analyst to support monitoring of unsecured lending portfolios and prepare insightful governance materials. The role involves data analysis, portfolio reporting and collaboration with Risk, Business, Product, Operations and regional teams to ensure timely decisions.

You will build knowledge of consumer credit and HSBC’s risk framework in day-to-day work.

Qualifications

Bachelor’s degree in Finance, Economics, Engineering, Mathematics, Statistics, Actuarial Science, Business Administration or related discipline.
Experience or relevant academic projects in financial services, risk or data analysis is an advantage.
Basic understanding of financial services, consumer credit and credit risk management.

Responsibilities

Support regular monitoring of unsecured lending portfolios.
Analyse applications, approvals, exposure, utilisation, delinquency and recoveries.
Review roll rates, charge-offs, expected credit loss and other indicators.
Prepare dashboards, portfolio reports and management commentary.
Conduct basic product, segment, vintage and channel analysis.
Check data completeness, consistency and reasonableness.
Highlight unusual movements and emerging portfolio risks.
Maintain reporting files and supporting documentation.