Underwriter Ii Construction (M/W/D)

Axa; Aguascalientes; Hybrid; MXN 900,000 - 1,300,000; Full time

Benefits offered by this job

Home office setup allowance

Performance bonuses

Health, dental, and vision insurance

Retirement plan

Generous paid time off

Job summary

AXA seeks a high-caliber Senior Underwriter for Commercial Insurance to evaluate, select, and price complex risks. This fully remote role allows work from anywhere in Mexico, with AXA maintaining a strong presence in the region.

You will analyze complex risks, price offerings, and ensure profitability while adhering to underwriting guidelines. Strong decision-making, deep product knowledge, and remote collaboration are essential.

Qualifications

• Minimum of 6 years of experience in commercial lines underwriting.
• Proven ability to underwrite complex risks and make sound judgments.
• In-depth knowledge of commercial insurance products, policy forms, and regulations.
• Strong analytical, quantitative, and negotiation skills.
• Excellent communication and interpersonal skills for remote collaboration.

Responsibilities

• Analyze and underwrite complex commercial insurance applications, assessing risks and pricing.
• Develop and maintain relationships with brokers and agents, providing expert advice.
• Adhere to underwriting guidelines, authority levels, and company best practices.
• Identify opportunities for cross-selling and up-selling relevant insurance products.
• Collaborate with claims, legal, and product development teams on risk management.
• Monitor profitability and performance of the assigned book of business.
• Conduct market analysis to stay informed about industry trends.
• Mentor and guide junior underwriters, sharing knowledge and expertise.
• Approve or decline risks within established underwriting authority.

Skills

Analytical skills

Negotiation

Remote collaboration

Underwriting experience

Education

Bachelor's degree in Business Administration, Finance, Economics, or related field

Tools

Underwriting software

Microsoft Office

Job description

Our client is actively seeking a highly skilled and experienced Underwriter Senior de Seguros Comerciales to join their esteemed underwriting team. This is a fully remote position, offering the flexibility to work from anywhere within Mexico, though the company has a strong presence in Aguascalientes, Aguascalientes . The Senior Underwriter will be responsible for evaluating, selecting, and pricing complex commercial insurance risks, ensuring profitability and adherence to the company's underwriting guidelines. This role requires exceptional analytical abilities, a deep understanding of commercial insurance products, and strong decision-making skills. You will play a vital role in assessing and managing risk for a diverse portfolio of business clients, contributing directly to the company's success. This remote opportunity allows you to leverage your expertise without geographical constraints.

About the Role

Our client is actively seeking a highly skilled and experienced Underwriter Senior de Seguros Comerciales to join their esteemed underwriting team. This is a fully remote position, offering the flexibility to work from anywhere within Mexico, though the company has a strong presence in Aguascalientes, Aguascalientes . The Senior Underwriter will be responsible for evaluating, selecting, and pricing complex commercial insurance risks, ensuring profitability and adherence to the company's underwriting guidelines. This role requires exceptional analytical abilities, a deep understanding of commercial insurance products, and strong decision-making skills. You will play a vital role in assessing and managing risk for a diverse portfolio of business clients, contributing directly to the company's success. This remote opportunity allow you to leverage your expertise without geographical constraints.

Key Responsibilities

• Analyze and underwrite complex commercial insurance applications, assessing risks and determining appropriate coverage and pricing.
• Develop and maintain strong relationships with brokers and agents, providing expert advice and support.
• Adhere to underwriting guidelines, authority levels, and company best practices.
• Identify opportunities for cross-selling and up-selling relevant insurance products.
• Collaborate with claims, legal, and product development teams to ensure comprehensive risk management.
• Monitor the profitability and performance of assigned book of business.
• Conduct market analysis to stay informed about industry trends and competitive landscape.
• Mentor and guide junior underwriters, sharing knowledge and expertise.
• Approve or decline risks within established underwriting authority.

Requirements

• Bachelor's degree in Business Administration, Finance, Economics, or a related field.
• Minimum of 6 years of experience in commercial lines underwriting (e.g., Property, Casualty, Liability, Workers' Compensation).
• Proven ability to underwrite complex risks and make sound judgments.
• In-depth knowledge of commercial insurance products, policy forms, and relevant regulations.
• Strong analytical, quantitative, and negotiation skills.
• Excellent communication and interpersonal skills, effective for remote collaboration.
• Proficiency in underwriting software and Microsoft Office Suite.
• Ability to work independently and manage a demanding workload in a remote setting.
• Professional designations (e.g., AU, CPCU or equivalent) are a strong advantage.
• Must be legally authorized to work in Mexico and comfortable working remotely.

Benefits

Our client offers a competitive salary, performance bonuses, and a comprehensive benefits package for this fully remote role. Benefits include excellent health, dental, and vision insurance, a retirement savings plan, life insurance, and generous paid time off. We provide a home office setup allowance and support continuous professional development through training and educational opportunities. This position offers the flexibility of remote work combined with the challenge of underwriting significant commercial risks, contributing to our client's stability and growth from anywhere.