Senior Risk Leader, Payments & Origination Policy

Amazon.com Inc.; Estado de México; On-site; MXN 1,400,000 - 2,200,000; Full time

Job summary

Amazon Inc. is seeking a Risk Manager III within Payments to lead strategy and portfolio lifecycle for a high-growth consumer financial product. You will design data-driven underwriting policies and run champion/challenger experiments to translate analytics into action before P&L deterioration.

Collaborating with finance, technology, and product teams, you will balance profitable growth with loss containment and customer experience, defining how financial risk is managed at Amazon from day one.

Qualifications

• Bachelor's degree in business administration, finance, economics, computer science, data science, engineering, or other related field.
• Experience working across functional teams and senior stakeholders.
• Fluent in English (speaking, writing, and reading).
• 7+ years in consumer credit risk management and origination policy for consumer lending products.
• Experience managing complex, cross-functional risk programs, influencing roadmaps and decisions across organizations.
• Experience designing and executing testing programs and producing loss/balance forecasts (12–24 months).

Responsibilities

• Design and maintain end-to-end origination policy, including score cutoffs, decision trees, income verification rules, initial line assignment, and segment-level pricing.
• Own portfolio lifecycle strategy with proactive and reactive line adjustments and delinquency reductions.
• Build champion/challenger testing program for origination experiments and analysis.
• Monitor origination funnel and portfolio health with vintage analyses, roll rates, and loss forecasts.
• Partner with legal, regulatory, finance, and technology to align risk programs with policy.

Skills

Team collaboration

English proficiency

Stakeholder communication

Risk management leadership

Testing program design

Education

Bachelor's degree (business/finance/economics/CS/data science/engineering)

Tools

CFA

TM1

Cognos

Essbase

SQL

Data warehouse

Job description

Amazon Inc. is seeking a Risk Manager III within Payments to lead strategy and portfolio lifecycle for a high-growth consumer financial product. You will design data-driven underwriting policies and run champion/challenger experiments to translate analytics into action before P&L deterioration.

Collaborating with finance, technology, and product teams, you will balance profitable growth with loss containment and customer experience, defining how financial risk is managed at Amazon from day one.