Portfolio Risk Architect: Build & Scale Credit Risk

Perforum; Ciudad de México; Híbrido; MXN 900.000 - 1.300.000; Jornada completa

Descripción de la vacante

Perforum is seeking a Portfolio Risk Lead to own credit risk end-to-end for our new Mexico City operation. You will set the risk vision, design risk frameworks, build and lead the team, and drive sustainable portfolio growth while keeping losses under control.

This is a hands-on leadership role in a fast‑growing fintech, requiring you to design origination policy, implement limit setting and pricing guardrails, maintain live dashboards, and collaborate closely with product, finance and the

Responsabilidades

• Build from scratch: design credit origination policy, limit setting, pricing guardrails, early-warning triggers, and collections feedback loops
• Own risk metrics: manage risk appetite and ensure portfolio performance stays within it; maintain live dashboards and explain drivers of metric changes
• Portfolio analytics: perform segmentation, stress-testing, cohort analysis, and vintage tracking
• Team leadership: recruit, mentor, and develop analysts; foster a data-driven and experimentation-focused culture
• Cross-functional collaboration: embed risk controls in product specifications, customer journeys, and work closely with finance and 2nd line of defence teams

Descripción del empleo

Perforum is seeking a Portfolio Risk Lead to own credit risk end-to-end for our new Mexico City operation. You will set the risk vision, design risk frameworks, build and lead the team, and drive sustainable portfolio growth while keeping losses under control.

This is a hands-on leadership role in a fast‑growing fintech, requiring you to design origination policy, implement limit setting and pricing guardrails, maintain live dashboards, and collaborate closely with product, finance and the