Credit Risk Modeler – Latin America

Clara; Ciudad de México; Presencial; MXN 600.000 - 1.200.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Stock options

Hybrid work model

Annual learning budget

Flexible vacation

Descripción de la vacante

Clara is seeking a Credit Risk Expert for Latin America to turn portfolio signals into strategic risk decisions. You will write SQL and Python daily, build and calibrate risk models, and own end-to-end risk MIS.

Role focuses on portfolio-level credit risk within Latin American markets. You will shape lending strategies, leverage AI tools, and align with governance frameworks in a fast-paced fintech environment.

Formación

• Academic background in Actuarial Science, Mathematics, Statistics, Computer Science, or a related quantitative field.
• Proven hands-on experience in portfolio-level credit risk: PD, LGD, EAD, ECL, vintage analysis, roll rates.
• You write SQL and Python (or R) every day - this is non-negotiable.
• Experience in Latin American credit markets.
• You love operating and being strategic at the same time.

Responsabilidades

• Write and maintain SQL and Python code daily to analyze portfolio behavior, delinquency trends, vintage curves, roll rates, and risk concentrations
• Support the built, validation and recalibration of credit risk models: PD, LGD, EAD, and ECL
• Own the Credit Risk MIS end to end - you build it, you maintain it, you improve it
• Design and execute credit line management strategies (CLI/CLD campaigns, proactive limit reviews, exposure optimization) - from the data pull to the recommendation
• Develop credit strategies and decision frameworks that feed directly into automated lending decisions
• Use AI tools and workflow automation to improve how risk processes run - you'll be expected to experiment and build, not just observe
• Translate your own analysis into clear insights for senior leadership
• Ensure compliance with provisioning standards and model governance frameworks

Conocimientos

SQL

Python

Credit risk

Portfolio analysis

LATAM market

Educación

Actuarial Science

Mathematics

Statistics

Computer Science

Herramientas

SQL

Python

R

Descripción del empleo

Clara is seeking a Credit Risk Expert for Latin America to turn portfolio signals into strategic risk decisions. You will write SQL and Python daily, build and calibrate risk models, and own end-to-end risk MIS.

Role focuses on portfolio-level credit risk within Latin American markets. You will shape lending strategies, leverage AI tools, and align with governance frameworks in a fast-paced fintech environment.