Manager International Wealth and Premier Banking (IWPB) Risk

HSBC Holdings plc; Ciudad de México; On-site; MXN 900,000 - 1,400,000; Full time

Job summary

HSBC Holdings plc is seeking an experienced Manager International Wealth and Premier Banking (IWPB) Risk to provide expert risk stewardship for the IWPB retail credit risk portfolio. The role focuses on independent oversight, governance, and evidence-based challenge to ensure decisions stay within risk appetite.

You will build relationships across LODs, challenge controls, and coordinate risk appetite processes to strengthen risk management and reporting for senior leadership.

Qualifications

• Strong grounding in banking governance and risk and control management (bachelor’s degree or equivalent experience).
• Deep understanding of non-financial risk gained in front line, risk, consultancy or audit roles.
• Experience using enterprise risk management tools and taxonomies such as Helios and Risk and Control Assessments.
• Advanced spoken and written English with the ability to present complex risk topics to senior stakeholders.
• Strong analytical skills to synthesise information and provide clear options that support decision-making.
• Proven ability to plan and organise work, influence stakeholders and provide respectful, evidence-based challenge.
• Ability to work independently under pressure within a collaborative team environment.
• Critical thinking and a continuous improvement mindset including willingness to challenge assumptions.
• Strong business understanding of lending products and their correlation with risk strategy.
• Background in Economics, Statistics, Mathematics or Business Management (preferred).

Responsibilities

• Provide risk stewardship for the IWPB retail credit risk portfolio and oversee governance.
• Challenge controls, ensure monitoring is fit for purpose and aligned with appetite.
• Identify root causes, track ownership, and ensure accurate Helios recording.
• Manage top and emerging risks from product/service changes using the 4Qs framework.
• Co-create governance with 1LOD/2LOD stakeholders at Global and Country levels.
• Review 1LOD risk reporting and escalate discrepancies to senior forums.
• Coordinate the Risk Appetite Statement process for IWPB.
• Support risk management framework: risk/control assessments, continuous monitoring, events, and losses.
• Educate and coach 1LOD management on risk controls and compliance.
• Facilitate senior management decisions with clear risk assessments and concise communication.
• Unite 1LOD/2LOD/3LOD to solve problems quickly and escalate when needed.

Skills

Governance and risk management

Stakeholder influence

Analytical thinking

Communication skills

Risk assessment

Education

Bachelor's degree or equivalent

Tools

Helios

Job description

Manager International Wealth and Premier Banking (IWPB)Risk

Cuauhtemoc, Distrito Federal, MX, 06500

We are currently seeking an experienced professional to join our team in the role of

Manager International Wealth and Premier Banking (IWPB)Risk

Role purpose
Provide expert risk stewardship for the IWPB retail credit risk portfolio, acting as a trusted guardian of HSBC’s risk and control environment. You’ll deliver independent oversight, robust governance and respectful, evidence-based challenge to the First Line of Defense. By strengthening the risk and control framework and improving the clarity and quality of Risk and Control Assessments and issue management you’ll help ensure decisions stay within risk appetite and support HSBC’s ambition to be the most trusted bank globally.

What’ll you do

• Provide clear advice, guidance and assessment on the application of policies, control standards and procedures to support 1LOD (Line of Defense) in managing IWPB retail credit risk.
• Review and challenge key control expectations, including applicability, nature, frequency and quality of control monitoring ensuring controls are fit for purpose and aligned with risk appetite.
• Assess issues or events raised across HSBC by identifying symptoms, diagnosing root causes, performing read-across, tracking ownership and timelines and ensuring accurate recording in Helios.
• Identify and manage top and emerging risks arising from changes in products, services, processes and systems using the 4Qs to test decisions and escalating where proposals may breach risk appetite.
• Build strong relationships with 1LOD and 2LOD stakeholders at Global and Country level to co-create effective governance and improve the quality of risk assessments.
• Review and challenge 1LOD risk reporting, resolve discrepancies and escalating where needed to ensure clear, reliable management information for senior forums.
• Coordinate and manage the Risk Appetite Statement process for IWPB including supporting threshold setting and cascading into policies and challenging or escalating when risks are outside appetite.
• Provide risk and control analysis and guidance across the Risk Management Framework including Risk and Control Assessments, Continuous Monitoring Plans, Internal Events and Losses and issues.
• Educate and coach 1LOD management to enhance risk control frameworks so they’re effective, adaptable and compliant.
• Facilitate senior management decision-making through clear assessments of the risk and control environment and concise, impact-focused communication during issue management.
• Bring people together across 1LOD/2LOD/3LOD to solve problems at pace simplifying governance routines and reporting and speaking up early when escalation is required.

What you’ll need to succeed

• Strong grounding in banking governance and risk and control management (bachelor’s degree or equivalent experience).
• Deep understanding of non-financial risk gained in front line, risk, consultancy or audit roles with the ability to diagnose control issues and drive practical improvements.
• Experience using enterprise risk management tools and taxonomies such as Helios and Risk and Control Assessments.
• Advanced spoken and written English with the ability to present complex risk topics simply and clearly to senior stakeholders.
• Strong analytical skills to synthesise information, draw out insights and provide clear options that support decision-making.
• Proven ability to plan and organise work, influence stakeholders and provide respectful, evidence-based challenge.
• Ability to work independently under pressure within a collaborative team environment, prioritising effectively and delivering at pace.
• Critical thinking and a continuous improvement mindset including willingness to challenge assumptions and consider alternative solutions.
• Strong business understanding of lending products (marketing, pricing, policy) and their correlation with risk strategy.
• Background in Economics, Statistics, Mathematics or Business Management (preferred).

HSBC is an equal opportunity employer committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and, opportunities to grow within an inclusive and diverse environment. We encourage applications from all suitably qualified persons irrespective of, but not limited to, their gender or genetic information, sexual orientation, ethnicity, religion, social status, medical care leave requirements, political affiliation, people with disabilities, color, national origin, veteran status, etc., We consider all applications based on merit and suitability to the role.