Global Head of Data Science & Credit Risk

Jobgether; México; Presencial; MXN 2.200.000 - 4.200.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Competitive compensation

Equity participation

Leadership opportunity

Professional growth

Modern technology

International scope

Meaningful impact

Mission-driven environment

Descripción de la vacante

Jobgether is seeking a Head of Data Science & Credit Risk to lead ML-powered underwriting and risk decisioning across multiple markets from Mexico. You will own model development, governance, and the end-to-end lifecycle, building a high-performing team and collaborating with Engineering, Product, Finance, and executives to translate analytics into business impact.

The role emphasizes responsible lending, regulatory alignment, and scalable decisioning to improve approval rates and portfolio

Formación

• 10+ years of experience across data science, ML, and consumer credit risk.
• Proven experience developing and managing credit policies and portfolios at scale.
• Production ML: building, deploying, and monitoring models in real-time decisioning.
• Strong SQL and data exploration, plus cloud data platforms.
• Excellent communication to non-technical stakeholders.
• Familiarity with IFRS 9 and local credit regulations is beneficial.

Responsabilidades

• Lead design, testing, deployment, and improvement of ML models for credit decisioning, fraud detection, risk segmentation, customer value, monetization and marketing attribution.
• Develop underwriting algorithms using alternative data sources to expand access.
• Build real-time scoring models across markets and products.
• Ensure model governance with monitoring for accuracy, stability, and drift.
• Establish robust MLOps practices for experimentation and deployment.
• Develop and manage credit risk frameworks, policies, and thresholds.
• Monitor portfolio health and establish early-warning indicators.
• Lead policy experiments, A/B testing, and performance-driven refinements.
• Coordinate with Finance on provisioning and capital allocation; perform stress testing.

Conocimientos

Leadership

Credit risk management

Production ML

Experimentation

Statistical analysis

SQL & data exploration

Cloud platforms

Technical leadership

Communication

Business judgment

Startup mindset

Regional knowledge

MLOps tooling

Regulatory understanding

Herramientas

MLflow

BigQuery

Descripción del empleo

Jobgether is seeking a Head of Data Science & Credit Risk to lead ML-powered underwriting and risk decisioning across multiple markets from Mexico. You will own model development, governance, and the end-to-end lifecycle, building a high-performing team and collaborating with Engineering, Product, Finance, and executives to translate analytics into business impact.

The role emphasizes responsible lending, regulatory alignment, and scalable decisioning to improve approval rates and portfolio