Director, MLRO for Transactions Services Mexico

Mastercard; Ciudad de México; Presencial; MXN 400,000 - 600,000; Jornada completa

Descripción de la vacante

A leading financial services company is seeking a Director, MLRO for its Transaction Services in Mexico. This role involves coordinating and maintaining a robust AML/CFT/Sanctions program in alignment with Mexican regulations while ensuring compliance reporting and policy adherence. The ideal candidate will have at least 5–7 years of AML/CFT experience in a regulated financial context and fluency in both English and Spanish. The position provides an opportunity to influence compliance strategy while collaborating across various departments.

Formación

• Minimum of 5–7 years of AML/CFT compliance experience in a regulated financial institution or fintech in Mexico.
• Excellent writing and oral communication skills for documentation, reports, and presentations.
• Highly competent in MS Office tools, including PowerPoint, Excel, and Visio.

Responsabilidades

• Coordinate and maintain a robust AML/CFT/Sanctions program in compliance with Mexican regulations.
• Ensure timely submission of reports to regulatory authorities.
• Review relevant laws and regulations affecting compliance at MTS.
• Lead regulatory examinations and audits.
• Support the business with advisory services and manage customer due diligence escalations.

Conocimientos

Certified in PLD/FT/FPADM (CNBV certification)

Verbal and written communication in English and Spanish

Writing and oral communication for documentation

AML/CFT compliance experience

Process identification and mapping skills

Knowledge of SharePoint development

Process improvement and automation skills

Proficiency in MS Office tools

Descripción del empleo

Director, MLRO for Mastercard Transactions Services Mexico

Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payment choices, making transactions secure, simple, smart and accessible. Our technology, innovation, partnerships and networks combine to deliver unique products and services that help people, businesses and governments realize their greatest potential.

Title and Summary

Director, Mastercard Transaction Services (Mexico), Compliance Officer and Money Laundering Reporting Officer (MLRO)

MTS Overview

Mastercard Transaction Services (MTS) and its subsidiaries are the legal entities under which all Mastercard licensed money transfer and payment initiation services will be conducted. MTS is part of the Commercial and New Payments Platform division, housing core activities of a licensed payment services firm, including payment/money transmitter licenses, contract definitions, settlement accounts, compliance services, and regulatory reporting.

Role Summary

The MLRO, MTS Mexico, will coordinate and maintain a robust AML/CFT/Sanctions program in alignment with Mexican regulations, including LFPIORPI, CNBV guidelines, UIF reporting obligations, and regional sanctions reporting. The role requires close collaboration across the MTS organization and the wider Mastercard network, providing strategic compliance leadership and process improvement.

Key Responsibilities

1. Report to the Vice President, MLRO for North Americas and assess the effectiveness and efficiency of the compliance program.
2. Ensure timely submission of reports to the Unidad de Inteligencia Financiera (UIF) and other authorities, including STRs, threshold reports, and periodic updates.
3. Serve as the primary liaison with the CNBV and other regulatory bodies in AML/CFT matters.
4. Review laws and regulations affecting MTS compliance, focusing on Mexican AML and sanctions requirements.
5. Collaborate with other functions to perform comprehensive risk assessments and develop mitigating controls.
6. Maintain compliance policies, programs, and procedures.
7. Ensure all staff, up to and including the Board, receive adequate AML/CFT/Sanctions training.
8. Disseminate information, answer questions, and act as an SME for MTS Mexico on compliance issues.
9. Lead regulatory examinations and audits, coordinating responses to reviews.
10. Support the business with advisory services, managing customer due diligence escalations and enhanced due diligence as needed.
11. Analyze regulatory findings from other institutions, share lessons learned, and conduct gap analyses.
12. Contribute to the development and implementation of the broader compliance strategy, including staffing.
13. Oversee expansion of products and services in Mexico, ensuring business and regulatory alignment.
14. Monitor new regulations and guidance from Mexican AML/Sanctions authorities.
15. Collaborate with Legal, Regulatory, Compliance, and Product/Shared Services on cross‑functional implementation and improvement activities.

Qualifications

• Active certification in PLD/FT/FPADM (CNBV certification).
• Confident verbal and written communication skills in English and Spanish.
• Excellent writing and oral communication for documentation, reports, and presentations.
• Minimum 5–7 years of AML/CFT compliance experience in a regulated financial institution or fintech operating in Mexico.
• Process identification and mapping skills.
• Knowledge of SharePoint development.
• Experience with process improvement, automation, and use of technology to generate efficiencies.
• Highly competent in MS Office tools (PowerPoint, Excel, Visio).

Corporate Security Responsibility

• Abide by Mastercard’s security policies and practices.
• Ensure the confidentiality and integrity of accessed information.
• Report any suspected information security violations or breaches.
• Complete all periodic mandatory security trainings as per Mastercard’s guidelines.