Credit Risk & Collections Analyst

HP; Tlaquepaque; Presencial; MXN 240.000 - 420.000; Jornada completa

Descripción de la vacante

HP Mexico seeks a Credit Risk Analyst to assess customer credit limits and risk ratings using credit scores, while analyzing high-risk clients and preventing delinquencies. The role handles an Access database for deficiency accounts and reviews daily audit reports to resolve discrepancies.

The position negotiates initial payments, supports dispute resolution, ensures timely collections, and prepares research-driven reports, aligned with policy.

Formación

• Four-year or Graduate Degree in Business Administration, Economics, Finance, or related field.
• Typically has 2–4 years of work experience in collection, credit, banking, or related field.

Responsabilidades

• Evaluates and provides recommendations on customer credit limits and risk rating based on credit scores.
• Analyzes high-risk customers and devises account strategies to proactively prevent delinquencies.
• Creates and maintains an access database on deficiency accounts and collection activities.
• Reviews internal audit reports daily to ensure payments are allocated correctly and resolves discrepancies.
• Negotiates initial payments with customers and sales personnel to facilitate purchases beyond credit limits.
• Supports dispute resolution procedures with internal counterparts, ensuring thorough issue tracking and resolution.
• Ensures payments are collected in a timely manner and resolves issues preventing payment.
• Develops conclusions, recommendations, and written reports through research and data analysis to share knowledge.

Conocimientos

Credit Analysis

Risk Management

Data Analysis

SQL

Underwriting

Financial Statements

Educación

Bachelor's degree in Business Administration, Economics, Finance

Herramientas

SQL

Microsoft Access

Descripción del empleo

HP Mexico seeks a Credit Risk Analyst to assess customer credit limits and risk ratings using credit scores, while analyzing high-risk clients and preventing delinquencies. The role handles an Access database for deficiency accounts and reviews daily audit reports to resolve discrepancies.

The position negotiates initial payments, supports dispute resolution, ensures timely collections, and prepares research-driven reports, aligned with policy.