Credit Portfolio Analyst: Cash Flow & Risk Insights

Banamex; Región Centro; Presencial; MXN 180.000 - 300.000; Jornada completa

Descripción de la vacante

Citi is seeking a Credit Analyst 1 in Mexico to support monitoring, analyzing, and evaluating credit processes. You will interpret data, identify policy gaps, and provide recommendations to Underwriters and Relationship Managers while adhering to Citi policies.

This role develops specialized knowledge, interacts with Credit Officers and other teams, and contributes to risk assessment and policy compliance within the Risk Management function.

Formación

• Experiencia y/o conocimientos indispensables en análisis de crédito empresarial

Responsabilidades

• Accurately spreads business and personal financial statements and tax returns in accordance with GAAP and Citi policies.
• Ensure financial data for simple to complex credits are mapped into the bank's matrix and analysis tool.
• Provide comments to Underwriter on significant items in financials and assist with loan pricing and structure.
• Spread financial statements and tax returns per bank guidelines, focusing on complex statements.
• Provide succinct analysis based on customers, peers, portfolio, and industry.
• Perform preliminary analysis of credits, including cash flow and debt service coverage calculations.

Conocimientos

Analytical Thinking

Credible Challenge

Financial Analysis

Governance

Policy

Procedure

Risk Management Lifecycle

Descripción del empleo

Citi is seeking a Credit Analyst 1 in Mexico to support monitoring, analyzing, and evaluating credit processes. You will interpret data, identify policy gaps, and provide recommendations to Underwriters and Relationship Managers while adhering to Citi policies.

This role develops specialized knowledge, interacts with Credit Officers and other teams, and contributes to risk assessment and policy compliance within the Risk Management function.