Credit Portfolio Analyst & Risk Modeling Specialist

Citigroup; Ciudad de México; Presencial; MXN 480.000 - 640.000; Jornada completa

Descripción de la vacante

Citigroup in Mexico City is seeking an intermediate Credit Portfolio Analyst II responsible for reviewing credit, approving transactions, and monitoring the portfolio to identify credit migration with the Risk Management team.

The role emphasizes building cash flow models, performing stress tests, and working with deal, coverage, and product teams to manage Citi's portfolio exposure globally.

Formación

• 0-2 years of experience in credit risk analysis or corporate banking.
• Experience in financial analysis, accounting, and valuation.
• Knowledge of accounting and corporate finance, financial modeling, credit analytics, risk assessment, and transaction execution.
• Familiarity with data interpretation and ability to challenge decisions based on data analysis.
• Basic understanding of stress testing and collateral risk.

Responsabilidades

• Conduct risk assessments and client credit analyses with supervision.
• Review financial results and peer analyses to support the preparation of financial projections.
• Assist in the preparation of green-light and transaction approval memos.
• Support due diligence activities and the building of cash flow models and sensitivity analyses.
• Escalate credit concerns and updates to senior risk and business managers.
• Support the proposal of risk mitigation actions by staying informed of related developments in the portfolio and industry, and by understanding the credit process, policies, and Citi's risk appetite.
• Assist with portfolio review preparation and the conduct of stress tests.
• Build working relationships with various teams across the bank, including deal, coverage, and product teams.
• Appropriately assess risk when business decisions are made, demonstrating consideration for the firm's reputation and safeguarding Citigroup, its clients, and assets.
• Support compliance with applicable laws, rules, and regulations, adhering to Policy, applying sound ethical judgment, and escalating, managing, and reporting control issues with transparency.
• Provide input into the risk analysis of tools used to monitor Credit Risk Exposure
• Assist in the assessment of collateral risk and stress testing.
• Assist in the preparation of risk review materials for proactive risk management and to present to internal stakeholders.
• Assist in monitoring credit portfolio limits to ensure compliance with risk appetite limits.

Conocimientos

Credit risk analysis

Financial analysis

Accounting

Corporate finance

Financial modeling

Data interpretation

Risk assessment

Stress testing

Descripción del empleo

Citigroup in Mexico City is seeking an intermediate Credit Portfolio Analyst II responsible for reviewing credit, approving transactions, and monitoring the portfolio to identify credit migration with the Risk Management team.

The role emphasizes building cash flow models, performing stress tests, and working with deal, coverage, and product teams to manage Citi's portfolio exposure globally.