Senior Risk Analyst — Payments & Regulatory Risk Lead

TrueLayer; Lombardia; Hybrid; EUR 70,000 - 100,000; Full time

Benefits offered by this job

Equity in the company

Meal vouchers

Hybrid working

Wellbeing days

Learning & development budget

Job summary

TrueLayer is expanding its risk and compliance function across Europe. We seek a Senior Risk Analyst to lead risk assessments, manage risk frameworks, and ensure effective controls for Pay by Bank products across multi-jurisdictional operations.

You will turn complex risk data into clear insights, influence decision-makers, and collaborate with teams to maintain regulatory confidence and safe growth.

Qualifications

• Experience in risk management (Second Line of Defence) within a regulated payment institution, EMI, or fintech.
• Proven ability to run RCSA cycles, conduct product risk reviews, and design risk matrices.
• Strong familiarity with European and UK payment regulations (PSD2/PSD3, FCA resilience).
• Advanced Excel skills to analyze risk trends and build KPI dashboards.

Responsibilities

• Facilitate RCSA across business units to map and challenge operational and product risks.
• Maintain the corporate risk register with current risks, KRIs and mitigations.
• Coordinate independent control testing and track remediation of weaknesses.
• Perform risk impact analyses for structural changes and regulatory shifts.
• Translate risk insights into dashboards for boards and committees.

Skills

RCSA cycles

Risk management

Regulatory knowledge

Excel

Education

Bachelor’s degree

Job description

TrueLayer is expanding its risk and compliance function across Europe. We seek a Senior Risk Analyst to lead risk assessments, manage risk frameworks, and ensure effective controls for Pay by Bank products across multi-jurisdictional operations.

You will turn complex risk data into clear insights, influence decision-makers, and collaborate with teams to maintain regulatory confidence and safe growth.