Merchant Risk Intern

Scalapay; Lombardia; Hybrid; EUR 13,000 - 18,000; Full time

Job summary

Scalapay S.R.L. in Milan is seeking a curious, proactive student or recent graduate to join the Risk team in a hybrid internship. You will own real work from day one, build merchant reports, and learn how risk decisions are made in a fast-growing fintech environment.

We value strong Excel and SQL skills, familiarity with AI for analytics, and clear English communication. This role offers hands-on experience, mentorship, and exposure to live business challenges while you contribute to team goals.

Qualifications

• Graduate or Graduating from your Bachelor or Masters Degree in Finance, Economics, Statistics, Data Science, or related field.
• Familiar with Excel and SQL for data analysis and modeling.
• Familiar with AI for analytical and modeling.
• Strong analytical and problem-solving mindset.
• Excellent communication skills with an ability to simplify complex data into actionable insights.
• High attention to detail and strong ownership of deliverables.
• Exceptional communication skills in English, both written and verbal, to effectively convey complex ideas to diverse audiences.

Responsibilities

• Track the health of our merchant portfolio, build reports, monitor the metrics and propose solutions to address real problems.
• Dive into strategic projects that shape how we onboard and manage merchants, driven by real business needs.
• Investigate merchants day to day, spotting suspicious patterns and emerging trends before they turn into losses and helping the team act fast.

Skills

Analytical thinking

Problem-solving

Communication skills

Attention to detail

Ownership

Education

Bachelor or Master in Finance, Economics, Statistics, Data Science, or related field

Tools

Excel

SQL

AI

Job description

At Scalapay, we’re shaping a culture with high standards, independent and critical thought, innovation, ownership, and continuous learning. We operate in a fast-moving, tech-driven environment, and we’re looking for people who thrive in change, think boldly, and take initiative.

If you’re ready to put your potential to the test in a hiring process designed to spotlight exceptional talent, this is your chance to stand out and grow with one of Europe’s most ambitious fintech teams.

#MakeItHappen #PlayAsATeam #StayCurious #FocusOnCustomer.

THE MISSION

Want to see how a fast-growing fintech decides which merchants to trust? Join our Risk team and find out.
We're looking for a student or recent graduate who is curious, proactive and happy to learn at speed. From your first days you'll own real work and collaborate directly with Risk leaders across the company, building skills that will serve you well beyond this role. You won't be shadowing from the sidelines, but you’ll be a key player from the very beginning of your experience here.
If you like digging into data, asking "why does this look off?" and seeing your findings turn into decisions, you'll fit right in.

WHAT WILL YOU DO

Key responsibilities areas of competence will be the following:

• Track the health of our merchant portfolio, build reports, monitor the metrics and propose solutions to address real problems;
• Dive into strategic projects that shape how we onboard and manage merchants, driven by real business needs;
• Investigate merchants day to day, spotting suspicious patterns and emerging trends before they turn into losses and helping the team act fast.

WHO ARE WE LOOKING FOR:

• Graduate or Graduating from your Bachelor or Masters Degree in Finance, Economics, Statistics, Data Science, or related field;
• Familiar with Excel and SQL for data analysis and modeling;
• Familiar with AI for analytical and modeling;
• Strong analytical and problem-solving mindset;
• Excellent communication skills with an ability to simplify complex data into actionable insights;
• High attention to detail and strong ownership of deliverables;
• Exceptional communication skills in English, both written and verbal, to effectively convey complex ideas to diverse audiences.

OUR HIRING PROCESS:

• An initial chat with our Talent team;
• The first interview with the Hiring Manager to dive deep into your experiences and better understand your motivation;

Super Pro tip: we know that application processes can be scary and frustrating but… we look for talent, not people that tick all our boxes.

Please note that only candidates with a legal working status in Italy will be considered as we do not provide any sponsorship. Are you currently legally able to work in Italy?

As we work in hybrid mode, we expect our employees to work from our Milan office a minimum of 3 days per week and 2 days in remote.