CURRICULAR INTERNSHIP - Advisory & Financing Solutions - Securitization Team

HypoVereinsbank; Milano; In loco; EUR 9500 - 13.000; Tempo pieno

Descrizione del lavoro

UniCredit S.p.A. is offering a Curricular Internship in Advisory & Financing Solutions, Securitization Team, Milan.

The role exposes you to live securitisation deals across a broad asset class spectrum, including true-sale ABS, synthetic/SRT trades, CLOs, and credit structures. You will support senior bankers through the full transaction lifecycle, build cash-flow models, and develop AI-driven analytics, with mentoring from experienced professionals and a clear pathway to a graduate role for top

Competenze

• Final-year undergraduate, Master's student or recent graduate in Finance, Economics, Engineering, Mathematics, Statistics, Data Science or a related quantitative discipline.
• Strong academic record from a leading university; coursework or experience in fixed income, structured finance, credit or financial modelling is a plus.
• Prior internship experience in investment banking, structured finance, capital markets, consulting or a quantitative role is advantageous.
• Solid understanding of financial statements, credit risk and securitisation/regulatory-capital fundamentals (CRR / Basel, STS, SRT).

Mansioni

• Support the structuring and execution of ABS and SRT / synthetic securitisation transactions, from pitch to closing.
• Build and maintain cash-flow models, waterfalls, and portfolio stratifications; run scenario, stress and rating-agency sensitivity analyses.
• Analyse reference pools and collateral tapes (auto, leasing, consumer, corporate), assessing eligibility, concentration, credit enhancement and residual-value exposure.
• Prepare client pitchbooks, investor presentations, term sheets and internal credit / committee materials to investment-banking quality standards.
• Conduct market, peer and precedent-transaction research across asset classes, countries and originators.
• Develop and apply AI / machine-learning models to support pool analytics, data cleansing, portfolio segmentation, predictive credit and prepayment analysis, and automation of recurring reporting and documentation tasks.
• Liaise with internal stakeholders (credit, risk, capital management, legal, treasury) and external counterparties (rating agencies, law firms, investors) under supervision.

Conoscenze

Advanced Excel

Financial modelling

AI / ML competence

Python (data)

Formazione

Finance/Economics degree

Engineering/Math degree

Strumenti

Bloomberg

Intex

Descrizione del lavoro

CURRICULAR INTERNSHIP - Advisory & Financing Solutions - Securitization Team

General Information

Job ID

112593

Company

UniCredit S.p.A

Competence Line

Client Solutions

Country

Italy

City

MILANO

Job Type

Working Students, Interns & others

Functional area

Investment Products & Strategies

Working time model

Full-time

Contact

Base Salary (gross)

1.000

The Securitisation team structures, executes and distributes asset-backed and capital-relief transactions across UniCredit's Italy, Germany, Austria and CEE footprint. The desk covers the full product range — true-sale ABS (auto, leasing, consumer, RMBS), synthetic / Significant Risk Transfer (SRT) trades, CLOs and financial-guarantee structures — working alongside clients, sponsors, rating agencies, investors and internal credit, capital and legal functions. The internship offers direct, hands-on exposure to live deal execution at investment-banking standard.

What you'll be doing

The intern will support senior bankers across the full transaction lifecycle — origination, structuring, execution and distribution — contributing to quantitative analysis, portfolio modelling, marketing materials and client- and committee-ready deliverables. This is a demanding, execution-focused role suited to a high-calibre candidate seeking a career in structured finance.

• Support the structuring and execution of ABS and SRT / synthetic securitisation transactions, from pitch to closing.
• Build and maintain cash-flow models, waterfalls, and portfolio stratifications; run scenario, stress and rating-agency sensitivity analyses.
• Analyse reference pools and collateral tapes (auto, leasing, consumer, corporate), assessing eligibility, concentration, credit enhancement and residual-value exposure.
• Prepare client pitchbooks, investor presentations, term sheets and internal credit / committee materials to investment-banking quality standards.
• Conduct market, peer and precedent-transaction research across asset classes, countries and originators.
• Develop and apply AI / machine-learning models to support pool analytics, data cleansing, portfolio segmentation, predictive credit and prepayment analysis, and automation of recurring reporting and documentation tasks.
• Liaise with internal stakeholders (credit, risk, capital management, legal, treasury) and external counterparties (rating agencies, law firms, investors) under supervision.

What you'll need to succeed

Qualifications & Experience

• Final-year undergraduate, Master's student or recent graduate in Finance, Economics, Engineering, Mathematics, Statistics, Data Science or a related quantitative discipline.
• Strong academic record from a leading university; coursework or experience in fixed income, structured finance, credit or financial modelling is a plus.
• Prior internship experience in investment banking, structured finance, capital markets, consulting or a quantitative role is advantageous.
• Solid understanding of financial statements, credit risk and, ideally, securitisation / regulatory-capital fundamentals (CRR / Basel, STS, SRT).

Technical Skills

• Advanced Excel and financial modelling (cash-flow waterfalls, portfolio analytics).
• AI / machine-learning competence: practical experience building or applying models in Python and using the AI prompting language; ability to translate large, messy datasets into decision-useful analysis and to automate workflows.
• Proficiency in data handling and visualisation; Excel and PowerPoint to a high standard.
• Bloomberg / Intex / rating-agency modelling tools a plus.

Personal Attributes

• Rigorous, detail-oriented and numerate, with strong analytical and problem-solving skills.
• Able to work autonomously and deliver accurate, well-structured output under deadline pressure.
• Clear written and verbal communication; capable of producing senior-audience materials.
• Team player with a proactive, ownership mindset and high professional standards.

Languages

• Fluent English (written and spoken) essential.
• Additional European languages, an advantage given the team's footprint.

What you’ll get in return

• Direct exposure to live securitisation transactions and senior deal teams.
• Structured on-the-job training and mentoring within a leading European bank.
• A pathway to a graduate for outstanding performers.

About UniCredit Group

UniCredit is a pan-European leading commercial bank providing best-in-class solutions and services across Italy, Germany, Austria, and Central and Eastern Europe. Our Vision is to be the Bank for Europe's Future. Our Purpose is to Empower Communities to Progress, delivering the best-in-class products and services for all stakeholders, unleashing the potential of our people and our clients across Europe. We serve over 20 million clients, supported by three Group product factories — Corporate, Individual and Payment Solutions — that ensure best-in-class expertise and scalable solutions across all markets. Our integrated model combines local proximity, deep client understanding and Group-wide capabilities, enabling seamless service and outstanding client experience. Digitalisation, operational excellence and a strong commitment to ESG principles underpin our journey, helping us deliver sustainable long-term value for clients, communities, employees and shareholders. Our shared Culture unites our people across all countries, empowering teamwork, driven execution and ambition through Ownership, Integrity and Caring.